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219 E Water St, Inlet Beach, FL 32461 Property Records

Walton County property record for 219 E Water St, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,504 sqft · built 2000
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$1,850,000 (Nov 2019)
Tax Bill$20,292 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-3S-18-16064-031-0010

Property Details

APN / Parcel Number

Primary APN35-3S-18-16064-031-0010
Alternative APNs
  • 35-318-16064-031-0010
  • 1080270

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories
Building Area2,504 sqft Living Area
Gross Area3,542 sqft
1st Floor Area1,642 sqft
FlooringWood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions50 ft deep x 105 ft wide
Garage TypeAttached
Garage Area484 sqft
DrivewayBrick Driveway

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area479 sqft
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address219 E WATER ST
CityINLET BEACH
StateFL
Zip32461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionLOT 1 BLK 31 ROSEMARY BEACH PH 6 PB 13-30 OR 1831-4 OR 2868-2925 OR 3066-2754 OR 3124-2547
Legal Range018
Legal Township03S
Legal Section35
Legal SubdivisionROSEMARY BEACH PH 6
Legal Phase6
Legal Block31
Legal Lot Number1
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1015
Census Tract950611

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9900 SPECTRUM DR, AUSTIN, TX 78717-4555
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 28, 2018Warranty Deed, Transfer · ARM
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number201940353
Deed Book / Page3124 / 2547
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 18, 2019
Property Address219 E WATER ST, INLET BEACH, FL 32461
Document Number0031242547
Book / Page3124 / 2547
Map ReferenceMB 13 PG 30&30A
Instrument DateNov 15, 2019
Instrument20190040353
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3406 OSPREY RIDGE CT, 3406, TALLAHASSEE, FL 32312-4139

Transferred To (Grantee/Buyer)

NameVerified Name
Address9900 SPECTRUM DR, AUSTIN, TX 78717-4555

Mortgage

Document Number0031242552
DateNov 18, 2019
Instrument3124/2552
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 28, 2018
Property Address219 E WATER ST, INLET BEACH, FL 32461
Document Number0030662754
Book / Page3066 / 2754
Map ReferenceMB13 PG30&30A
Instrument DateFeb 26, 2018
Instrument2018000006387
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyRODGERS KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2312 DUNDEE DR, 2312, FORT SMITH, AR 72908-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 OSPREY RIDGE CT, TALLAHASSEE, FL 32312-4139

Mortgage

Document Number2018000006388
DateFeb 28, 2018
Instrument2018000006388
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,292.00 (+0.53%)$2,369,773 (-3.96%) Land $850,000 Building $1,519,773$2,369,773 (-3.96%) Land $850,000 Building $1,519,773
2024$20,186.00 (+6.11%)
2023$19,023.00 (+10.85%)$2,467,417 (+15.97%) Land $775,000 Building $1,692,417$2,467,417 (+15.97%) Land $775,000 Building $1,692,417
2022$17,161.00$2,127,553 Land $625,433 Building $1,502,120$2,127,553 Land $625,433 Building $1,502,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber		2,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

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