Walton County property record for 189 E Water St, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,986 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $850,000 (Jul 2013) |
| Tax Bill | $17,783 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-3S-18-16064-031-0040 |
| Primary APN | 35-3S-18-16064-031-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,986 sqft Living Area |
| Gross Area | 2,994 sqft |
| 1st Floor Area | 925 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Other |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 44 ft deep x 74 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
| Porch Area | 1,008 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 189 E WATER ST |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-5060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 31 ROSEMARY BEACH PH 6 PB 13-30 OR 1926-147 OR 2679-2434 OR 2926-4739 OR 3343-1966 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | ROSEMARY BEACH PH 6 |
| Legal Phase | 6 |
| Legal Block | 31 |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950611 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 12303, DALLAS, TX 75225-0303 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WALTON FUNDING LLC |
| Dec 2, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 20, 2018 | Deed of Trust, Mortgage WALTON FUNDING LLC |
| Jul 20, 2018 | Quit Claim Deed, Transfer BLUE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on Record |
| Deed Sale | Jul 31, 2013 · Amount on Record |
| Deed Document Number | 20131247710 |
| Deed Book / Page | 2926 / 4739 |
| Last Transfer Date | Jul 20, 2018 |
| Transfer Doc | 0030794506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 189 E WATER ST, INLET BEACH, FL 32461-5060 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | BLUE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3738 LOVERS LN, DALLAS, TX 75225-7205 |
| Document Number | 0032230543 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 3223/543 |
| Instrument | 20210054143 |
| Name | WALTON FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | INLET BEACH, FL 32461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 2, 2024 |
| Property Address | 189 E WATER ST, INLET BEACH, FL 32461-5060 |
| Document Number | 0033431966 |
| Book / Page | 3343 / 1966 |
| Map Reference | MB 13 PG 30&30A |
| Instrument Date | Nov 12, 2024 |
| Instrument | 20240041724 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 12303, DALLAS, TX 75225-0303 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 12303, DALLAS, TX 75225-0303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 189 E WATER ST, INLET BEACH, FL 32461-5060 |
| Document Number | 0030794508 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | BLUE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3738 LOVERS LN DALLAS TX 752257205, DALLAS, TX 75225-7205 |
| Document Number | 0030794508 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 003079/004508 |
| Instrument | 24255 |
| Name | WALTON FUNDING LLC |
|---|---|
| Address | 12805 US HIGHWAY 98 E # E201, INLET BEACH, FL 32461-9632 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 189 E WATER ST, INLET BEACH, FL 32461-5060 |
| Document Number | 0030794506 |
| Book / Page | 003079 / 004506 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 24254 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | BLUE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 12303 DALLAS TX 752250303, DALLAS, TX 75225-0303 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,783.00 (+1.28%) | $2,082,533 (-2.76%) Land $850,000 Building $1,232,533 | $2,082,533 (-2.76%) Land $850,000 Building $1,232,533 |
| 2024 | $17,559.00 (+6.03%) | ||
| 2023 | $16,561.00 (+11.86%) | $2,141,551 (+17.96%) Land $775,000 Building $1,366,551 | $2,141,551 (+17.96%) Land $775,000 Building $1,366,551 |
| 2022 | $14,805.00 | $1,815,425 Land $597,005 Building $1,218,420 | $1,815,425 Land $597,005 Building $1,218,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber | 2,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.
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