219 E River St, Monticello, MN 55362 Property Records

Wright County property record for 219 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,942 sqft · built 1939
Lot Size	1.07 acres (47,001 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2000)
Tax Bill	$5,554 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`155-040-001021`

Property Details

APN / Parcel Number

Primary APN	`155-040-001021`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,942 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1968
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	47,001 sqft (1.07 acres)
Lot Dimensions	285 ft deep x 179 ft wide
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	219 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTI BLOCKS A,B,C & D BLOCK-00A LT2EX SE50FT,LT3&SE55 1/2FT OF LT4 BLK A -00A LT2EX SE50FT,L
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTI
Legal Block	A,A,A
Legal Lot Number	2-4
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2020
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 E RIVER ST, MONTICELLO, MN 55362-9393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2000 · Amount on Record
Deed Sale	Oct 26, 2000 · Amount on Record
Deed Document Number	200070375
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	219 E RIVER ST, MONTICELLO, MN 55362-9393
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 E BROADWAY ST, MONTICELLO, MN 55362-9332

Mortgage

Document Number	00A1587085
Date	Oct 8, 2025
Instrument	A1587085

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	219 E RIVER ST, MONTICELLO, MN 55362-9393
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001390790
Date	Mar 5, 2019
Instrument	1390790

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,554.00 (+18.62%)	$562,400 (+11.68%) Land $158,900 Building $403,500	$562,400 (+11.68%) Land $158,900 Building $403,500
2025		$503,600 (+4.76%) Land $164,600 Building $339,000	$503,600 (+4.76%) Land $164,600 Building $339,000
2023	$4,682.00 (+2.05%)	$480,700 Land $146,400 Building $334,300	$480,700 Land $146,400 Building $334,300
2022	$4,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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