218 E River St, Monticello, MN 55362 Property Records

Wright County property record for 218 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1898
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,900 (Oct 2017)
Tax Bill	$2,168 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`155-010-067120`

Property Details

APN / Parcel Number

Primary APN	`155-010-067120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	840 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	224 sqft
Deck Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	218 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 ORIGINAL PLAT MONTICELLO LOT-012 BLOCK- B LOCK- B
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	ORIGINAL PLAT MONTICELLO
Legal Block	B
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1005
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	218 E RIVER ST, MONTICELLO, MN 55362-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Oct 23, 2017	Warranty Deed, Transfer HOME SECURITY ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	20171356309
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	218 E RIVER ST, MONTICELLO, MN 55362-9392
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E RIVER ST, MONTICELLO, MN 55362-9392

Mortgage

Document Number	00A1584446
Date	Sep 2, 2025
Instrument	A1584446

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 15, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 23, 2017
Property Address	218 E RIVER ST, MONTICELLO, MN 55362-9392
Document Number	0001356309
Instrument Date	Oct 18, 2017
Instrument	1356309
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	HOME SECURITY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$544.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	218 E RIVER ST, MONTICELLO, MN 55362-9392
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,168.00 (+1.59%)	$227,000 (+4.27%) Land $84,100 Building $142,900	$227,000 (+4.27%) Land $84,100 Building $142,900
2025		$217,700 (-0.55%) Land $80,000 Building $137,700	$217,700 (-0.55%) Land $80,000 Building $137,700
2023	$2,134.00 (+23.93%)	$218,900 Land $80,000 Building $138,900	$218,900 Land $80,000 Building $138,900
2022	$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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