219 Broad St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 219 Broad St, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,201 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Mar 2010)
Tax Bill	$15,397 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-0023-0001-04-7`

Property Details

APN / Parcel Number

Primary APN	`76-0023-0001-04-7`
Alternative APN	`11-76-0023-0001-04-7`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,201 sqft Living Area
1st Floor Area	970 sqft
Basement Area	970 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	78 ft deep x 49 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 BROAD ST
City	SAINT JOSEPH
State	MI
Zip	49085-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	W
Legal Description	COM 383'N60DEG W & 49.5'N30DEG01'E FROM INT OF C/L VINE & BROAD STS CITY OF ST JOSEPH TH N30DEG01'E 78.7'TH N60DEG W 48'TH S31DEG28'W 78.7'TH S60DEG E 50'TO BEG SEC 23 T4S R19W
Legal Range	19W
Legal Township	04S
Legal Section	23
Legal Subdivision	NEWBERRYPORT
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1039
Census Tract	801

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 CARDINAL DR, SAINT JOSEPH, MI 49085-8702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Oct 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Jan 5, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2010 · Amount on Record
Deed Sale	Mar 3, 2010 · Amount on Record
Prior Sale	Mar 3, 2009 · Amount on Record
Deed Book / Page	2913 / 1865
Last Transfer Date	Dec 28, 2017
Transfer Doc	03194/0519
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	219 BROAD ST, SAINT JOSEPH, MI 49085-1001
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03305/2838
Date	Dec 22, 2020
Book Page	3305/2838

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	219 BROAD ST, SAINT JOSEPH, MI 49085-1001
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03253/1683
Date	Oct 21, 2019
Book Page	3253/1683

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 5, 2018
Property Address	219 BROAD ST, SAINT JOSEPH, MI 49085-1001
Document Number	03194/0519
Book / Page	3194 / 0519
Map Reference	LB E
Instrument Date	Dec 28, 2017
Instrument	3194-0519
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 CARDINAL DR, SAINT JOSEPH, MI 49085-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 593, SAINT JOSEPH, MI 49085-0593
Investor	Possibly a Property Investor

Mortgage

Document Number	0031940520
Date	Jan 5, 2018
Instrument	3194-0520

Lender

Name	CHEMICAL BANK
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,500 (+40.92%)	$779,000 (+40.92%)
2025	$15,397.00 (+12.47%)
2023		$276,400	$552,800
2022	$13,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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