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2189 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 2189 Spruce Loop, Crossville, TN 38555

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,380 sqft · built 1997
Lot Size0.608 acres (26,500 sqft)
OwnerTrust Name on File
Last Sale$155,000 (Dec 2019)
Tax Bill$494 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018125J A 03400

Property Details

APN / Parcel Number

Primary APN018125J A 03400
Alternative APN
  • 125J A 03400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,500 sqft
Lot Dimensions265 ft deep x 100 ft wide
TerrainRolling
Garage TypeFinished
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2189 SPRUCE LOOP
CityCROSSVILLE
StateTN
Zip38555-3815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: B56
Legal SubdivisionSHERWOOD FARMS
Legal Lot Number42
JurisdictionCUMBERLAND TN
Township / Civil Division8
Census Block Group1
Census Block1040
Census Tract970601

Owner

2189 Spruce Loop is owner-occupied and held in a trust since June 2025.

Source: Cumberland County records, as of January 26, 2026

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address2189 SPRUCE LOOP, CROSSVILLE, TN 38555-3815
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 9, 2019 · Amount on File
Deed SaleDec 9, 2019 · Amount on File
Prior SaleDec 9, 2019 · Amount on File
Deed Document Number0000014851
Deed Book / Page1565 / 0753
Last Transfer DateJun 30, 2025
Transfer Doc0000036817
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateDec 9, 2019
Property Address2189 SPRUCE LOOP, CROSSVILLE, TN 38555-3815
Document Number0000014851
Book / Page1565 / 0753
Map ReferenceMB 7 PG 41
Instrument DateDec 9, 2019
Instrument19014851
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyJ D LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2189 SPRUCE LOOP, CROSSVILLE, TN 38555-3815

Mortgage

Document Number0000014852
DateDec 9, 2019
Instrument19014852
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2189 Spruce Loop was $494.

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$494.00$43,550 Land $3,750 Building $39,800
2023$43,550 (-) Land $3,750 Building $39,800
2022$43,550 Land $3,750 Building $39,800$174,200 (-) Land $15,000 Building $159,200
2021$174,200 Land $15,000 Building $159,200
2018$430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2189 Spruce Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2189 Spruce Loop is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 73% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROSSVILLE WATER DEPT
serves 32,985 people · EPA ID TN0000150
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Loop

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