2129 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 2129 Spruce Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,542 sqft · built 2009
Lot Size	0.844 acres (36,782 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Mar 2022)
Tax Bill	$569 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018125J A 03700`

Property Details

APN / Parcel Number

Primary APN	`018125J A 03700`
Alternative APN	`125J A 03700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,782 sqft
Lot Dimensions	265 ft deep x 138 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2129 SPRUCE LOOP
City	CROSSVILLE
State	TN
Zip	38555-8830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: B56
Legal Subdivision	SHERWOOD FARMS
Legal Lot Number	72 138
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	1
Census Block	1040
Census Tract	970601

Owner

2129 Spruce Loop is owned and occupied by an individual who bought it in March 2022.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2129 SPRUCE LOOP, CROSSVILLE, TN 38555-8830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC
Apr 13, 2018	Warranty Deed, Transfer MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Document Number	22004223
Deed Book / Page	1639 / 1103
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Mar 22, 2022
Property Address	2129 SPRUCE LOOP, CROSSVILLE, TN 38555-8830
Document Number	0000004223
Book / Page	1639 / 1103
Map Reference	MB 8 PG 146
Instrument Date	Oct 26, 2021
Instrument	22004223
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 SPRUCE LOOP, CROSSVILLE, TN 38555-8830

Mortgage

Document Number	0000004224
Date	Mar 22, 2022
Instrument	22004224

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Apr 13, 2018
Property Address	2129 SPRUCE LOOP, CROSSVILLE, TN 38555-8830
Document Number	0000004458
Book / Page	001523 / 002403
Instrument Date	Apr 11, 2018
Instrument	4458
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2129 SPRUCE LOOP CROSSVILLE TN 385558830, CROSSVILLE, TN 38555-8830

Mortgage

Document Number	4459
Date	Apr 13, 2018
Book Page	001523/002405
Instrument	4459

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2129 Spruce Loop was $569.

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$569.00	$50,175 Land $4,500 Building $45,675
2023		$50,175 (-) Land $4,500 Building $45,675
2022		$50,175 Land $4,500 Building $45,675	$200,700 (-) Land $18,000 Building $182,700
2021			$200,700 Land $18,000 Building $182,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2129 Spruce Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2129 Spruce Loop is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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