2189 Paloma St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2189 Paloma St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,733 sqft · built 2011
Lot Size0.234 acres (10,193 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (Nov 2014)
Tax Bill$3,491 (2024)
Flood ZoneZone X (minimal risk)
APN21-2S-26-0780-0WW00-0820

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0WW00-0820
Alternative APN
  • S2622107800WW000820

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,733 sqft Living Area
Gross Area2,269 sqft
1st Floor Area1,733 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,193 sqft (0.234 acres)
Lot Dimensions136 ft deep x 75 ft wide
Garage TypeAttached
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2189 PALOMA ST
CityNAVARRE
StateFL
Zip32566-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionCRESCENT SHORES: COM SW CORN LOT WW THN N ON W LOT LN 1136. 65 FT TO POB & CONT N 75 FT THN E 136.0 FT TO W R/W OF PALOMA ST THN S ON RD 75 FT THN W 136.0 FT TO POB AKA LOT 140 OF UNREC BANDERA SUB AS DES IN OR 3389 PG 1462
Legal Range26W
Legal Township2S
Legal Section21
Legal SubdivisionCRESCENT SHORES
Legal BlockWW
Legal Lot NumberWW
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1000
Census Tract10827

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2247 PALOMA ST, NAVARRE, FL 32566-1216
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2014 · Amount on Record
Deed SaleNov 25, 2014 · Amount on Record
Prior SaleDec 6, 2011 · Amount on Record
Deed Document Number201441509
Deed Book / Page3389 / 1462
Prior Transfer DateSep 11, 2009
Prior Transfer Doc0029291043
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$305,162 (+3.6%) Land $51,300 Building $253,862$305,162 (+3.6%) Land $51,300 Building $253,862
2024$3,491.00 (+0.9%)$294,568 (-5.12%) Land $47,025 Building $247,543$294,568 (-5.12%) Land $47,025 Building $247,543
2023$3,460.00 (+9.63%)$310,458 (+11.85%) Land $42,750 Building $267,708$310,458 (+11.85%) Land $42,750 Building $267,708
2022$3,156.00$277,568$277,568 Land $38,475 Building $239,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
incl. 23 condo units
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

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