2176 Paloma St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2176 Paloma St, Navarre, FL 32566

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,835 sqft · built 2024
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on Record
Tax Bill$677 (2024)
Flood ZoneZone X (minimal risk)
APN21-2S-26-0780-0WW00-0601

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0WW00-0601

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,835 sqft Total Area
1st Floor Area2,616 sqft
Utility Area32 sqft
Utility RoomUtility Room
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,200 sqft (0.234 acres)
Lot Dimensions1,360 ft deep x 750 ft wide
PorchOpen Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number212S2607800WW000601
Street Address2176 PALOMA ST
CityNAVARRE
StateFL
Zip32566-1244
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2M
Legal Description**NEW PARCEL FOR 2021 TAXES** COMMENCE AT THE SOUTHWEST CORNER OF LOT WW, CRESCENT SHORES SUBDIVISION AS REC IN PLAT BOOK A,
Legal SubdivisionCRESCENT SHORES
Legal Lot Number110-111
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1003
Census Tract10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8701 OLIVERA ST, NAVARRE, FL 32566-2169
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$677.00 (+7.97%)$47,025 (+1%) Land $47,025$47,025 (+1%) Land $47,025
2023$627.00 (+40.58%)$42,750 (+11.11%) Land $42,750$42,750 (+11.11%) Land $42,750
2022$446.00$38,475$38,475 Land $38,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
incl. 23 condo units
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

Nearby Properties on Paloma St

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