2188 Sutter St, San Francisco, CA 94115 Property Records

San Francisco City property record for 2188 Sutter St, San Francisco, CA 94115

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,281 sqft · built 1890
Lot Size	0.084 acres (3,650 sqft)
Owner	Individual Name on Record
Last Sale	$1,060,000 (Oct 2006)
Tax Bill	$19,394 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2023 Mortgage + 3 more
APN	`0679-064`

Property Details

APN / Parcel Number

Primary APN	`0679-064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,281 sqft Living Area
1st Floor Area	2,281 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Lot Area	3,650 sqft (0.084 acres)

Location & Zoning

Street Address	2188 SUTTER ST
City	SAN FRANCISCO
State	CA
Zip	94115-3120
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NC-2
Legal Subdivision	2182-2184-2186-2188 SUTTER STREET
Legal Block	679
Legal Lot Number	64
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	WESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group	1
Census Block	1006
Census Tract	15300

Owner

Source: San Francisco City records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 13, 2023	Deed of Trust, Mortgage UNISON AGREEMENT CORP
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Apr 19, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2006 · Amount on Record
Deed Sale	Oct 24, 2006 · Amount on Record
Deed Document Number	2006274510
Deed Book / Page	252 / 155
Last Transfer Date	Jan 22, 2007
Transfer Doc	J335/0272
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Mortgage

Document Number	0000180618
Date	Dec 9, 2021
Instrument	2021180618

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	VANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Mortgage

Document Number	0000048985
Date	Jul 13, 2023
Instrument	2023048985

Lender

Name	UNISON AGREEMENT CORP
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Mortgage

Document Number	0000042265
Date	Mar 5, 2021
Instrument	2021042265

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Mortgage

Document Number	2021042265
Date	Mar 5, 2021
Instrument	2021042265

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 19, 2021
Property Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Document Number	2021065091
Map Reference	DOC 2006-1-211335
Instrument Date	Mar 8, 2021
Instrument	2021065091
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2188 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,394.00 (+2.96%) Homeowner's exemption	$1,578,598 (+4.04%) Land $710,076 Building $868,522
2024	$18,836.00 (+1.53%)
2023	$18,552.00 (+1.94%) Homeowner's exemption	$1,517,304 Land $682,504 Building $834,800
2022	$18,199.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, Sonic Telecom.

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