2186 Sutter St, San Francisco, CA 94115 Property Records

San Francisco City property record for 2186 Sutter St, San Francisco, CA 94115

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,275 sqft · built 1890
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Companies on Record
Last Sale	$2,450,000 (Jun 2021)
Tax Bill	$32,171 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2022 Mortgage + 1 more
APN	`0679-063`

Property Details

APN / Parcel Number

Primary APN	`0679-063`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	2,275 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Lot Area	3,650 sqft (0.084 acres)

Location & Zoning

Street Address	2186 SUTTER ST
City	SAN FRANCISCO
State	CA
Zip	94115-3120
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NC-2
Legal Subdivision	2182-2184-2186-2188 SUTTER STREET
Legal Block	679
Legal Lot Number	63
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	WESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group	1
Census Block	1006
Census Tract	15300

Owner

Source: San Francisco City assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Companies on Record
Mailing Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Intrafamily Transfer, Transfer
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jun 2, 2021	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Oct 24, 2006 · Amount on Record
Deed Document Number	202189855
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	K220106
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Mar 4, 2026
Property Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Document Number	0000021946
Map Reference	DOC 2006-I-211335
Instrument Date	Mar 2, 2026
Instrument	2026021946
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Mortgage

Document Number	0000025975
Date	Mar 14, 2022
Instrument	2022025975

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	Other
Max Rate	9.12%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Jun 2, 2021
Property Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120
Document Number	2021089855
Map Reference	DOC 2006-I-211335
Instrument Date	May 26, 2021
Instrument	2021089855
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2186 SUTTER ST, SAN FRANCISCO, CA 94115-3120

Mortgage

Document Number	2021089856
Date	Jun 2, 2021
Instrument	2021089856

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$32,171.00 (+2.96%)	$2,651,956 (+4.04%) Land $1,591,174 Building $1,060,782
2024	$31,246.00 (+1.5%)
2023	$30,785.00 (+1.89%)	$2,548,980 Land $1,529,388 Building $1,019,592
2022	$30,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, Sonic Telecom.

Nearby Properties on Sutter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures