2188 Ross Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2188 Ross Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,052 sqft · built 1960
Lot Size	0.148 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,303 (Jul 2017)
Tax Bill	$4,424 (2023)
Deeds & Mortgages	Apr 2021 Second Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-22-44-0133`

Property Details

APN / Parcel Number

Primary APN	`26-29-22-44-0133`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	125 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2188 ROSS AVE E
City	SAINT PAUL
State	MN
Zip	55119-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	MERIT ADDITION LOT 1 BLK 3
Legal Range	22
Legal Township	29
Legal Section	26
Legal Quarter	4
Quarter-Quarter Section	4
Legal Subdivision	MERIT ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2015
Census Tract	31802

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2188 ROSS AVE E, SAINT PAUL, MN 55119-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jul 5, 2017	Quit Claim Deed, Transfer NATIONS TITLE AGENCY/MN INC
Jul 5, 2017	Warranty Deed, Transfer · FHA Mortgage GSF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Prior Sale	Jul 5, 2017
Deed Document Number	T02590951
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2188 ROSS AVE E, SAINT PAUL, MN 55119-3503
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02697145
Date	Apr 21, 2021
Instrument	T02697145

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 5, 2036

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 5, 2017
Property Address	2188 ROSS AVE E, SAINT PAUL, MN 55119-3503
Document Number	0002590950
Instrument Date	May 4, 2017
Instrument	2590950
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	NATIONS TITLE AGENCY/MN INC

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 ROSS AVE E ST PAUL MN 551193503, ST PAUL, MN 55119-3503

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 5, 2017
Property Address	2188 ROSS AVE E, SAINT PAUL, MN 55119-3503
Document Number	0002590951
Instrument Date	Jan 18, 2017
Instrument	2590951
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2188 ROSS AVE E ST PAUL MN 551193503, ST PAUL, MN 55119-3503

Mortgage

Document Number	2590952
Date	Jul 5, 2017
Instrument	2590952

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,424.00 Homeowner's exemption	$274,100 Land $25,000 Building $249,100	$274,100 Land $25,000 Building $249,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, T-Mobile.

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