2176 Ross Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2176 Ross Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1960
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on Record
Last Sale	$1,187,352 (Dec 2022)
Tax Bill	$5,074 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-22-44-0131`

Property Details

APN / Parcel Number

Primary APN	`26-29-22-44-0131`
Alternative APNs	`8578351` `314876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	510 sqft
Finished Basement	510 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	125 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	314876
Street Address	2176 ROSS AVE E
City	SAINT PAUL
State	MN
Zip	55119-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERIT ADDITION LOT 3 BLK 3
Legal Range	22
Legal Township	29
Legal Section	26
Legal Subdivision	MERIT ADDITION
Legal Block	3
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2015
Census Tract	31802

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2176 ROSS AVE E, SAINT PAUL, MN 55119-3503
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA
Mar 19, 2019	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Dec 28, 2022 · Amount on Record
Deed Document Number	20222747319
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	0002570297
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 29, 2022
Property Address	2176 ROSS AVE E, SAINT PAUL, MN 55119-3503
Document Number	0T02747319
Instrument Date	Dec 28, 2022
Instrument	T02747319
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 ROSS AVE E, SAINT PAUL, MN 55119-3503

Mortgage

Document Number	0T02747320
Date	Dec 29, 2022
Instrument	T02747320

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2176 ROSS AVE E, SAINT PAUL, MN 55119-3503
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02697353
Date	Apr 22, 2021
Instrument	T02697353

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 19, 2019
Property Address	2176 ROSS AVE E, SAINT PAUL, MN 55119-3503
Document Number	0002635475
Instrument Date	Mar 15, 2019
Instrument	2635475
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$824.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2176 ROSS AVE E ST PAUL MN 551193503, ST PAUL, MN 55119-3503

Mortgage

Document Number	2635476
Date	Mar 19, 2019
Instrument	2635476

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,600 (+2.97%) Land $35,000 Building $263,600	$298,600 (+2.97%) Land $35,000 Building $263,600
2025	$5,074.00 (+13.66%)
2023	$4,464.00 Homeowner's exemption	$290,000 Land $25,000 Building $265,000	$290,000 Land $25,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, T-Mobile.

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