Mobile County property record for 2188 Philsdale Ln E, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,903 sqft · built 2022 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,000 (Feb 2022) |
| Tax Bill | $1,935 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12400274 |
| Primary APN | 12400274 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,903 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 12400274 |
|---|---|
| Street Address | 2188 PHILSDALE LN E |
| City | SEMMES |
| State | AL |
| Zip | 36575-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A-154 MAGNOLIA SPRINGS PHASE 10 INSTRUMENT 2021029877 |
| Legal Subdivision | MAGNOLIA SPRINGS PHASE 10 |
| Legal Phase | 10 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | SEMMES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 6306 |
Source: Mobile County records · APN 12400274
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2188 PHILSDALE LN E, SEMMES, AL 36575-3319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2022 · Amount on Record |
| Deed Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 2022014850 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2188 PHILSDALE LN E, SEMMES, AL 36575-3319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | DHI TITLE/FL INC, DHI TITLE OF MS |
| Name | Verified Name |
|---|
| Document Number | 0000014851 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022014851 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Semmes City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,935.00 (+5.45%) Homeowner's exemption | $41,280 (+5.25%) Land $5,000 Building $36,280 | $412,800 (+5.25%) Land $50,000 Building $362,800 |
| 2024 | $1,835.00 (+2.92%) Homeowner's exemption | $39,220 (+2.78%) Land $5,000 Building $34,220 | $392,200 (+2.78%) Land $50,000 Building $342,200 |
| 2023 | $1,783.00 Homeowner's exemption | $38,160 Land $5,000 Building $33,160 | $381,600 Land $50,000 Building $331,600 |
Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | High above 71% of the US · above 93% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures