2176 Philsdale Ln E, Semmes, AL 36575 Property Records

Mobile County property record for 2176 Philsdale Ln E, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,159 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2025)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12400275`

Property Details

APN / Parcel Number

Primary APN	`12400275`
Alternative APN	`24 07 36 0 000 023.318`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,159 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12400275
Street Address	2176 PHILSDALE LN E
City	SEMMES
State	AL
Zip	36575-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A-155 MAGNOLIA SPRINGS PHASE 10 INSTRUMENT 2021029877
Legal Subdivision	MAGNOLIA SPRINGS PHASE 10
Legal Phase	10
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2001
Census Tract	6306

Owner

Source: Mobile County records · APN 12400275

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2176 PHILSDALE LN E, SEMMES, AL 36575-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	2025008472
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 17, 2022
Property Address	2176 PHILSDALE LN E, SEMMES, AL 36575-3319
Document Number	0000012429
Map Reference	DOC 2021029877
Instrument Date	Feb 16, 2022
Instrument	2022012429
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2023
Title Company	DHI TITLE/FL INC, DHI TITLE OF MS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2176 PHILSDALE LANE EAST, SEMMES, AL 36575-3319

Mortgage

Document Number	0000012430
Date	Feb 17, 2022
Instrument	2022012430

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+8.91%)	$43,380 (+5.29%) Land $5,000 Building $38,380	$433,800 (+5.29%) Land $50,000 Building $383,800
2024	$1,931.00 (+2.93%) Homeowner's exemption	$41,200 (+2.79%) Land $5,000 Building $36,200	$412,000 (+2.79%) Land $50,000 Building $362,000
2023	$1,876.00 Homeowner's exemption	$40,080 Land $5,000 Building $35,080	$400,800 Land $50,000 Building $350,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 93% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: Verizon, Xfinity.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.