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2188 Fernwood Loop E, Semmes, AL 36575 Property Records

Mobile County property record for 2188 Fernwood Loop E, Semmes, AL 36575

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,742 sqft · built 2010
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$308,000 (Mar 2023)
Tax Bill$1,758 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022407350000001006

Property Details

APN / Parcel Number

Primary APNR022407350000001006
Alternative APNs
  • 24 07 35 0 000 001.006
  • 04001440
  • 4001440

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,742 sqft Living Area
1st Floor Area2,742 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchOpen Porch
Porch Area302 sqft
Deck Area188 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number4001440
Old Parcel NumberR022407350000001006
Street Address2188 FERNWOOD LOOP E
CitySEMMES
StateAL
Zip36575-7390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT B-6 MAGNOLIA SPRINGS PHASE ONE MBK 121 PAGE 15-16
Legal SubdivisionMAGNOLIA SPRINGS PHASE ONE
Legal Phase1
Legal Lot NumberB
JurisdictionMOBILE AL
Township / Civil DivisionSEMMES
Census Block Group2
Census Block2022
Census Tract6306

Owner

2188 Fernwood Loop E is owned and occupied by an individual who bought it in March 2023.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2188 FERNWOOD LOOP E, SEMMES, AL 36575-7390
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2023 · Amount on File
Deed SaleMar 8, 2023 · Amount on File
Prior SaleJul 10, 2014 · Amount on File
Deed Document Number2023013093
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 8, 2023
Property Address2188 FERNWOOD LOOP E, SEMMES, AL 36575-7390
Document Number0000013093
Map ReferenceMB 121 PG 15
Instrument DateFeb 27, 2023
Instrument2023013093
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4028 LINDSEY DR, BESSEMER, AL 35022-1902

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2188 FERNWOOD LOOP E, SEMMES, AL 36575-7390

Mortgage

Document Number0000013094
DateMar 8, 2023
Instrument2023013094
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2188 Fernwood Loop E was $1,758, down 48.6% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,758.00 (-48.58%)$36,250 (+2.84%) Land $5,000 Building $31,250$362,500 (+2.84%) Land $50,000 Building $312,500
2024$3,419.00 (+117.77%)$35,250 (+4.44%) Land $5,000 Building $30,250$352,500 (+4.44%) Land $50,000 Building $302,500
2023$1,570.00 Homeowner's exemption$33,750 Land $5,000 Building $28,750$337,500 Land $50,000 Building $287,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2188 Fernwood Loop E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2188 Fernwood Loop E is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 84% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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