2149 Fernwood Loop E, Semmes, AL 36575 Property Records

Mobile County property record for 2149 Fernwood Loop E, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,290 sqft · built 2011
Lot Size	0.25 acres (10,890 sqft)
Owner	Owner Name on Record
Last Sale	$169,900 (Feb 2013)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022407350000001073`

Property Details

APN / Parcel Number

Primary APN	`R022407350000001073`
Alternative APNs	`24 07 35 0 000 001.073` `04001558` `4001558`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	2,290 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	346 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	4001558
Old Parcel Number	R022407350000001073
Street Address	2149 FERNWOOD LOOP E
City	SEMMES
State	AL
Zip	36575-7397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-78 MAGNOLIA SPRINGS PHASE ONE MBK 121 PAGE 15-16
Legal Subdivision	MAGNOLIA SPRINGS PHASE ONE
Legal Phase	1
Legal Lot Number	B
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2007
Census Tract	6306

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2149 FERNWOOD LOOP E, SEMMES, AL 36575-7397
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW HORIZONS CU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW HORIZONS CU

Assessor's Deed Record

Last Sale	Feb 7, 2013 · Amount on Record
Deed Sale	Feb 7, 2013 · Amount on Record
Prior Sale	Mar 4, 2011 · Amount on Record
Deed Document Number	2013007544
Deed Book / Page	6987 / 0772
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2149 FERNWOOD LOOP E, SEMMES, AL 36575-7397
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023755
Date	Mar 30, 2022
Instrument	2022023755

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2042

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2149 FERNWOOD LOOP E, SEMMES, AL 36575-7397
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023756
Date	Mar 30, 2022
Instrument	2022023756

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2042

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (+4.09%) Homeowner's exemption	$30,770 (+3.95%) Land $5,000 Building $25,770	$307,700 (+3.95%) Land $50,000 Building $257,700
2024	$1,369.00 (+3.01%) Homeowner's exemption	$29,600 (+2.78%) Land $5,000 Building $24,600	$296,000 (+2.78%) Land $50,000 Building $246,000
2023	$1,329.00 Homeowner's exemption	$28,800 Land $5,000 Building $23,800	$288,000 Land $50,000 Building $238,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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