1703 State Rd 427, Waterloo, IN 46793 Property Records

DeKalb County property record for 1703 State Rd 427, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,432 sqft · built 1890
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on Record
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-03-30-100-005.000-005`

Property Details

APN / Parcel Number

Primary APN	`17-03-30-100-005.000-005`
Alternative APN	`040330100005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Slate
Lot Area	132,422 sqft (3.04 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Pool Area	578 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	040330100005
Street Address	1703 STATE ROAD 427
City	WATERLOO
State	IN
Zip	46793-9329
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW1/4 SECTION 30 TWP 35 RANGE 14 ACRES 3.04
Jurisdiction	DE KALB IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3032
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1703 STATE ROAD 427, WATERLOO, IN 46793-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Jan 7, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1703 STATE ROAD 427, WATERLOO, IN 46793-9329
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102439
Date	Apr 5, 2021
Instrument	202102439

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2031

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Jan 7, 2020
Property Address	1703 STATE ROAD 427, WATERLOO, IN 46793-9329
Document Number	0202000106
Instrument Date	Jan 3, 2020
Instrument	202000106
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1703 STATE ROAD 427, WATERLOO, IN 46793-9329

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Franklin Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (+127.03%)	$302,000 (+24.43%) Land $43,800 Building $258,200	$302,000 (+24.43%) Land $43,800 Building $258,200
2024	$688.00 (+17.21%)	$242,700 (+4.79%) Land $39,900 Building $202,800	$242,700 (+4.79%) Land $39,900 Building $202,800
2023	$587.00 (-5.32%)	$231,600 (+7.67%) Land $36,800 Building $194,800	$231,600 (+7.67%) Land $36,800 Building $194,800
2022	$620.00	$215,100 Land $31,900 Building $183,200	$215,100 Land $31,900 Building $183,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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