Orange County property record for 21861 Michigan Ln, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,316 sqft · built 1974 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2000) |
| Tax Bill | $5,081 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-198-07 |
| Primary APN | 614-198-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21861 MICHIGAN LN |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 7197 BLK LOT 340 |
| Legal Subdivision | TRACT 7197 |
| Legal Tract | 7197 |
| Legal Lot Number | 340 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 52408 |
21861 Michigan Ln is owned and occupied by two individuals who bought it in March 2000.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21861 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Apr 16, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2000 · Amount on File |
| Deed Sale | Mar 16, 2000 · Amount on File |
| Deed Document Number | 2000138277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 21861 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | STEWART TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 21861 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Document Number | 0000736099 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021000736099 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 21861 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000121263 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 2019000121263 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 21861 Michigan Ln was $5,081 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $501,661 (+2%) Land $305,580 Building $196,081 | |
| 2025 | $5,081.00 Homeowner's exemption | $491,825 Land $299,588 Building $192,237 |
| 2023 | $4,869.00 (+1.84%) Homeowner's exemption | $472,728 Land $287,955 Building $184,773 |
| 2022 | $4,781.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21861 Michigan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2005–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21861 Michigan Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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