Orange County property record for 21849 Michigan Ln, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,216 sqft · built 1974 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $819,000 (Aug 2019) |
| Tax Bill | $9,411 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-198-10 |
| Primary APN | 614-198-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| Gross Area | 2,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21849 MICHIGAN LN |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 7197 BLK LOT 343 |
| Legal Tract | 7197 |
| Legal Lot Number | 343 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 52408 |
21849 Michigan Ln is held in a trust since August 2019.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 24135 JERONIMO LN, LAKE FOREST, CA 92630-1907 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF LONG BEACH |
| Aug 1, 2019 | Grant Deed, Transfer · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Prior Sale | Nov 6, 2015 · Amount on File |
| Deed Document Number | 2019281250 |
| Prior Transfer Date | Apr 27, 2015 |
| Prior Transfer Doc | 0000237684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 21849 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 24135 JERONIMO LN, LAKE FOREST, CA 92630-1907 |
| Document Number | 0000024474 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2024000024474 |
| Name | FARMERS & MERCHANTS BANK OF LONG BEACH |
|---|---|
| Type | Bank |
| Address | SEAL BEACH, CA 90740 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 1, 2019 |
| Property Address | 21849 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Document Number | 0000281250 |
| Map Reference | MB 291 PG 4-15 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 2019000281250 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 21849 MICHIGAN LN, LAKE FOREST, CA 92630-1912 |
| Document Number | 0000281251 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 2019000281251 |
| Name | FINEMARK NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 21849 Michigan Ln was $9,411, up 1.9% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $913,606 (+2%) Land $714,017 Building $199,589 | |
| 2025 | $9,411.00 (+1.85%) | $895,693 Land $700,017 Building $195,676 |
| 2024 | $9,240.00 (+2.4%) | |
| 2023 | $9,023.00 (+1.82%) | $860,913 Land $672,834 Building $188,079 |
| 2022 | $8,862.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21849 Michigan Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2005–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21849 Michigan Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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