Montgomery County property record for 2186 Springmill Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,312 sqft · built 1968 |
| Lot Size | 0.37 acres (16,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $198,300 (Jan 2020) |
| Tax Bill | $5,772 (2024) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03217 0001 |
| Primary APN | N64 03217 0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 16,152 sqft (0.37 acres) |
| Lot Dimensions | 170 ft deep x 95 ft wide |
| Garage Area | 476 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 255 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2186 SPRINGMILL RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 506 OAK CREEK 2-3 |
| Legal Subdivision | OAK CREEK 2-3 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21800 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2186 SPRINGMILL RD, DAYTON, OH 45440-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on Record |
| Deed Sale | Jan 17, 2020 · Amount on Record |
| Prior Sale | Feb 11, 2004 |
| Deed Document Number | 2020-00004279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2186 SPRINGMILL RD, DAYTON, OH 45440-2854 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | HBI TITLE |
| Name | Verified Name |
|---|---|
| Address | 2186 SPRINGMILL RD DAYTON OH 454402854, DAYTON, OH 45440-2854 |
| Document Number | 4280 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 4280 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,730 (-) Land $18,700 Building $72,030 | ||
| 2024 | $5,772.00 (+2.74%) | ||
| 2023 | $5,618.00 (+6.2%) | $90,730 (+34.32%) Land $18,700 Building $72,030 | $259,230 (+34.32%) Land $53,440 Building $205,790 |
| 2022 | $5,290.00 | $67,550 Land $13,960 Building $53,590 | |
| 2020 | $192,990 Land $39,880 Building $153,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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