Montgomery County property record for 2151 Springmill Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,171 sqft · built 1973 |
| Lot Size | 0.454 acres (19,798 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Oct 2017) |
| Tax Bill | $7,909 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 04012 0015 |
| Primary APN | N64 04012 0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,171 sqft Living Area |
| 1st Floor Area | 2,123 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 19,798 sqft (0.454 acres) |
| Lot Dimensions | 150 ft deep x 132 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 228 sqft |
|---|---|
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2151 SPRINGMILL RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 SPRINGMILL ESTS |
| Legal Subdivision | SPRINGMILL ESTS |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21800 |
2151 Springmill Rd is owned and occupied by an individual who bought it in October 2017.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2151 SPRINGMILL RD, DAYTON, OH 45440-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 15, 2020 | Deed of Trust, Mortgage · VA Mortgage UNION SVGS |
| Oct 3, 2019 | Deed of Trust, Mortgage · VA Mortgage UNION SVGS |
| Oct 6, 2017 | Warranty Deed, Transfer · VA Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Prior Sale | Mar 11, 2002 · Amount on File |
| Deed Document Number | 2017-00059268 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2151 SPRINGMILL RD, DAYTON, OH 45440-2815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000038198 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-00038198 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2151 SPRINGMILL RD, DAYTON, OH 45440-2815 |
| Document Number | 0000042587 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 2151 SPRINGMILL RD DAYTON OH 454402815, DAYTON, OH 45440-2815 |
| Document Number | 0000042587 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 42587 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2151 SPRINGMILL RD, DAYTON, OH 45440-2815 |
| Document Number | 0000058482 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Address | 2151 SPRINGMILL RD DAYTON OH 454402815, DAYTON, OH 45440-2815 |
| Document Number | 0000058482 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 58482 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Oct 20, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 6, 2017 |
| Property Address | 2151 SPRINGMILL RD, DAYTON, OH 45440-2815 |
| Document Number | 0000059268 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 59268 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $810.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2151 SPRINGMILL RD KETTERING OH 454402815, KETTERING, OH 45440-2815 |
| Document Number | 59275 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 59275 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2047 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,440 Land $15,480 Building $108,960 | ||
| 2024 | $7,909.00 (+2.74%) | ||
| 2023 | $7,698.00 (+6.27%) | $124,440 (+34.37%) Land $15,480 Building $108,960 | $355,520 Land $44,220 Building $311,300 |
| 2022 | $7,244.00 | $92,610 Land $11,550 Building $81,060 | |
| 2020 | $264,610 Land $33,000 Building $231,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2151 Springmill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2151 Springmill Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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