2186 Polo Grounds Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2186 Polo Grounds Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1964
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2022)
Tax Bill	$4,059 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04600-00-00-093D2`

Property Details

APN / Parcel Number

Primary APN	`04600-00-00-093D2`
Alternative APN	`11117`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Finished Area
Basement Area	2,465 sqft
Finished Basement	450 sqft
Unfinished Basement	1,200 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
View / Lot	Proximity to Airport
Driveway	Paver Driveway
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2186 POLO GROUNDS RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	RED HILLS SEC 2 LOT 2B
Legal Subdivision	RED HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2186 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Feb 23, 2022	Intrafamily Transfer, Transfer
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Feb 23, 2022 · Amount on Record
Deed Document Number	20226324
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	0000011465
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 25, 2022
Property Address	2186 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Document Number	202200006324
Map Reference	MB 387 PG 493
Instrument Date	May 18, 2022
Instrument	202200006324
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310

Mortgage

Document Number	202200006325
Date	May 25, 2022
Instrument	202200006325

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 23, 2022
Property Address	2186 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Document Number	202200002300
Map Reference	MB 387 PG 493
Instrument Date	Feb 15, 2022
Instrument	202200002300
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1765 DAVES CREEK DR, CUMMING, GA 30041-6558

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 21, 2019
Property Address	2186 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Document Number	0000011465
Book / Page	005232 / 000138
Instrument Date	Oct 21, 2019
Instrument	11465
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 DAVES CREEK DR CUMMING GA 300416558, CUMMING, GA 30041-6558

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,059.00 (-1.31%)	$454,000 (-1.33%) Land $177,300 Building $276,700	$454,000 (-1.33%) Land $177,300 Building $276,700
2025	$4,113.00 (+21.51%)	$460,100 (+16.07%) Land $184,200 Building $275,900	$460,100 (+16.07%) Land $184,200 Building $275,900
2023	$3,385.00	$396,400 Land $150,900 Building $245,500	$396,400 Land $150,900 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Polo Grounds Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures