2156 Polo Grounds Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2156 Polo Grounds Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,360 sqft · built 2008
Lot Size	4.77 acres (207,781 sqft)
Owner	Individual Name on Record
Last Sale	$787,500 (Oct 2021)
Tax Bill	$9,004 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04600-00-00-093E1`

Property Details

APN / Parcel Number

Primary APN	`04600-00-00-093E1`
Alternative APN	`11122`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,360 sqft Finished Area
Basement Area	1,428 sqft
Finished Basement	1,172 sqft
Unfinished Basement	357 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	207,781 sqft (4.77 acres)
View / Lot	Proximity to Airport
Garage Area	576 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	320 sqft
Patio Area	845 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2156 POLO GROUNDS RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE RESIDUE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2156 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed, Transfer · VA Mortgage NAVY FCU
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	202116681
Deed Book / Page	5617 / 406
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 1, 2021
Property Address	2156 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Document Number	5617/406
Book / Page	5617 / 406
Map Reference	MB 3438 PG 444&455
Instrument Date	Sep 29, 2021
Instrument	2021-00016681
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2156 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310

Mortgage

Document Number	202100016682
Date	Oct 1, 2021
Instrument	2021-00016682

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2156 POLO GROUNDS RD, CHARLOTTESVILLE, VA 22911-6310
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 ROBERT FULTON DR 350, 350, RESTON, VA 20191-3646

Mortgage

Document Number	5482/580
Date	Feb 19, 2021
Book Page	5482/580
Instrument	2021-00002944

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,004.00 (-0.41%)	$1,007,200 (-4.83%) Land $174,400 Building $832,800	$1,007,200 (-4.83%) Land $174,400 Building $832,800
2025	$9,041.00 (+8.34%)
2023	$8,345.00	$1,058,300 Land $148,500 Building $909,800	$1,058,300 Land $148,500 Building $909,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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