2186 Grove Dr, Naples, FL 34120 Property Records

Collier County property record for 2186 Grove Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,418 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on File
Last Sale	$425,000 (Apr 2018)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Jan 2022 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`679220 D 133C23`

Property Details

APN / Parcel Number

Primary APN	`679220 D 133C23`
Alternative APN	`78698101424`

Interior

Stories	1 Story
Building Area	2,418 sqft Living Area
1st Floor Area	2,418 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	11,326 sqft (0.26 acres)
Pool Area	288 sqft
Deck Area	684 sqft

Location & Zoning

Street Address	2186 GROVE DR
City	NAPLES
State	FL
Zip	34120-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VALENCIA LAKES PHASE 3A BLK D LOT 13
Legal Range	27
Legal Township	48
Legal Section	23
Legal Subdivision	VALENCIA LAKES PHASE 3A
Legal Phase	3A
Legal Tract	679220
Legal Block	D
Legal Lot Number	13
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2005
Census Tract	11212

Owner

2186 Grove Dr is owned by a company that acquired it in January 2022 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	2186 GROVE DR, NAPLES, FL 34120-7515
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Prior Sale	Jul 6, 2004 · Amount on File
Deed Document Number	20185535274
Deed Book / Page	5494 / 2400
Last Transfer Date	Jan 5, 2022
Transfer Doc	0060721560
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 19, 2022
Property Address	2186 GROVE DR, NAPLES, FL 34120-7515
Document Number	0060721560
Book / Page	6072 / 1560
Map Reference	MB 37 PG 93-97
Instrument Date	Jan 5, 2022
Instrument	6191392
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2186 GROVE DR, NAPLES, FL 34120-7515

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2186 GROVE DR, NAPLES, FL 34120-7515
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 GROVE DR, NAPLES, FL 34120-7515

Mortgage

Document Number	0058862240
Date	Feb 3, 2021
Book Page	5886/2240
Instrument	5995664

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2186 GROVE DR, NAPLES, FL 34120-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057642998
Date	May 19, 2020
Book Page	5764/2998
Instrument	5868838

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 5, 2018
Property Address	2186 GROVE DR, NAPLES, FL 34120-7515
Document Number	0054942400
Book / Page	5494 / 2400
Map Reference	MB37 PG9.-97
Instrument Date	Apr 2, 2018
Instrument	5535274
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37210 STONE WAY, 37210, NEW HAVEN, MI 48048-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 GROVE DR, NAPLES, FL 34120-7515

Mortgage

Document Number	0054942402
Date	Apr 5, 2018
Book Page	5494/2402
Instrument	5535275

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2186 Grove Dr was $4,560 with a homeowner's exemption, up 3.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,147 (+2.7%)	$509,590 (-8.79%) Land $161,608 Building $347,982
2025	$4,560.00 (+3.8%) Homeowner's exemption	$392,548	$558,709 Land $198,198 Building $360,511
2024	$4,393.00 (+0.27%)
2023	$4,381.00 (-1.15%) Homeowner's exemption	$370,374 (+3%)	$570,383 (+1.3%) Land $149,411 Building $420,972
2022	$4,432.00 Homeowner's exemption	$359,586	$563,044 Land $115,260 Building $447,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2186 Grove Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2186 Grove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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