2178 Grove Dr, Naples, FL 34120 Property Records

Collier County property record for 2178 Grove Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,044 sqft · built 2004
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$508,000 (May 2022)
Tax Bill	$5,728 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`679220 D 153C23`

Property Details

APN / Parcel Number

Primary APN	`679220 D 153C23`
Alternative APN	`78698101466`

Interior

Stories	1 Story
Building Area	2,044 sqft Living Area
1st Floor Area	2,044 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	2178 GROVE DR
City	NAPLES
State	FL
Zip	34120-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VALENCIA LAKES PHASE 3A BLK D LOT 15
Legal Range	27
Legal Township	48
Legal Section	23
Legal Subdivision	VALENCIA LAKES PHASE 3A
Legal Phase	3A
Legal Tract	679220
Legal Block	D
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2005
Census Tract	11212

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2178 GROVE DR, NAPLES, FL 34120-7515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	20226251582
Deed Book / Page	6126 / 805
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2178 GROVE DR, NAPLES, FL 34120-7515
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063070809
Date	Nov 20, 2023
Book Page	6307/809
Instrument	6478615

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 12, 2022
Property Address	2178 GROVE DR, NAPLES, FL 34120-7515
Document Number	0061260805
Book / Page	6126 / 805
Map Reference	MB 37 PG 93-97
Instrument Date	May 5, 2022
Instrument	6251582
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	563 SAINT ANDREWS BLVD, 563, NAPLES, FL 34113-8972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2178 GROVE DR, NAPLES, FL 34120-7515

Mortgage

Document Number	0006126807
Date	May 12, 2022
Instrument	6126/807

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2178 GROVE DR, NAPLES, FL 34120-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055513431
Date	Sep 12, 2018
Book Page	5551/3431
Instrument	5611023

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2178 GROVE DR, NAPLES, FL 34120-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056880261
Date	Oct 24, 2019
Book Page	5688/0261
Instrument	5781776

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,588 (-9.48%) Land $161,608 Building $279,980	$441,588 (-9.48%) Land $161,608 Building $279,980
2025	$5,728.00 (-1.88%) Homeowner's exemption	$487,819 (+0.29%) Land $198,198 Building $289,621	$487,819 (+0.29%) Land $198,198 Building $289,621
2023	$5,838.00 (+10.55%) Homeowner's exemption	$486,392 (+44.83%) Land $149,411 Building $336,981	$486,392 (+2.74%) Land $149,411 Building $336,981
2022	$5,281.00	$335,837	$473,424 Land $115,260 Building $358,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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