Butler County property record for 2186 Bell Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,811 sqft · built 1977 |
| Lot Size | 2.01 acres (87,904 sqft) |
| Owner | Owner Name on File |
| Last Sale | $156,000 (Oct 2012) |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G3210-011.400-032 |
| Primary APN | G3210-011.400-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,811 sqft Living Area |
| Gross Area | 1,250 sqft |
| 1st Floor Area | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,904 sqft (2.01 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 250 sqft |
| Patio Area | 300 sqft |
| Pole Barn | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0003400 |
|---|---|
| Old Parcel Number | G3210011.400032 |
| Street Address | 2186 BELL RD |
| City | HAMILTON |
| State | OH |
| Zip | 45013-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 3 11 PT S 1/2 SE 1/4 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | MORGAN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10203 |
The current owner of 2186 Bell Rd bought it in October 2012.
Source: Butler County records, as of March 11, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2186 BELL RD, HAMILTON, OH 45013-8950 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2012 · Amount on File |
| Deed Sale | Oct 10, 2012 · Amount on File |
| Deed Document Number | 0000048480 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2186 BELL RD, HAMILTON, OH 45013-8950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040888 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 9504/985 |
| Instrument | 2020-00040888 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | UPPER MARLBORO, MD 20775 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 2186 Bell Rd was $2,703 with a homeowner's exemption.
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Morgan Township |
| Unified School District | Ross Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,703.00 Homeowner's exemption | $95,360 Land $17,690 Building $77,670 | $272,470 Land $50,550 Building $221,920 |
| 2023 | $3,372.00 (+27.73%) | $95,360 (+43.42%) Land $17,690 Building $77,670 | $272,470 Land $50,550 Building $221,920 |
| 2022 | $2,640.00 | $66,490 Land $17,690 Building $48,800 | |
| 2020 | $189,970 Land $50,550 Building $139,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2186 Bell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2186 Bell Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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