2185 Toca Ln, Ramona, CA 92065 Property Records

San Diego County property record for 2185 Toca Ln, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1977
Lot Size	3.35 acres (145,926 sqft)
Owner	Company Name on File
Last Sale	$898,000 (May 2023)
Tax Bill	$10,077 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`283-111-21-00`

Property Details

APN / Parcel Number

Primary APN	`283-111-21-00`
Alternative APN	`2830526100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	145,926 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2830526100
Street Address	2185 TOCA LN
City	RAMONA
State	CA
Zip	92065-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 4 (EX ST) TR PM02257
Legal Subdivision	PARCEL MAP NO 2257
Legal Tract	2257
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3004
Census Tract	20801

Owner

Source: San Diego County records · APN 283-111-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2185 TOCA LN, RAMONA, CA 92065-3628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 18, 2023	Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 18, 2020	Grant Deed, Transfer LAWYERS TITLE
Jan 11, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Nov 18, 2020 · Amount on Record
Deed Document Number	2023130725
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0000296971
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2023
Property Address	2185 TOCA LN, RAMONA, CA 92065-3628
Document Number	0000131377
Instrument Date	May 16, 2023
Instrument	2023-0131377
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2185 TOCA LN, RAMONA, CA 92065-3628

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2023
Property Address	2185 TOCA LN, RAMONA, CA 92065-3628
Document Number	0000130725
Instrument Date	May 06, 2023
Instrument	2023-0130725
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2185 TOCA LN, RAMONA, CA 92065-3628

Mortgage

Document Number	0000130726
Date	May 18, 2023
Instrument	2023-0130726

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2020
Property Address	2185 TOCA LN, RAMONA, CA 92065-3628
Document Number	0000731500
Instrument Date	Nov 05, 2020
Instrument	731500
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	541 COCHRAN AVE SAN DIEGO CA 921541629, SAN DIEGO, CA 92154-1629

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2185 TOCA LN, RAMONA, CA 92065-3628
Document Number	0000026531
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2185 TOCA LN RAMONA CA 920653628, RAMONA, CA 92065-3628

Mortgage

Document Number	0000026531
Date	Jan 23, 2018
Instrument	26531

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$952,964 (+2%) Land $530,604 Building $422,360
2025	$10,077.00 (+46.38%) Homeowner's exemption	$934,279 (+44.84%) Land $520,200 Building $414,079
2023	$6,884.00 (-2.31%)	$645,048 (+2%) Land $348,534 Building $296,514
2022	$7,047.00	$632,400 Land $341,700 Building $290,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	About 1 in 62 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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