2172 Toca Ln, Ramona, CA 92065 Property Records

San Diego County property record for 2172 Toca Ln, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,539 sqft · built 1979
Lot Size1.46 acres (63,598 sqft)
OwnerIndividual Name on File
Last Sale$770,000 (Mar 2024)
Tax Bill$8,536 (2025)
Deeds & MortgagesJan 2026 Mortgage
Mar 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN283-111-27-00

Property Details

APN / Parcel Number

Primary APN283-111-27-00
Alternative APN
  • 2831111300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,539 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area63,598 sqft
View / LotWoodland
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number2831111300
Street Address2172 TOCA LN
CityRAMONA
StateCA
Zip92065-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 ELY 72 FT OF PAR 2&ALL OF TR PM03198
Legal SubdivisionPARCEL MAP NO. 3198
Legal Tract863
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3004
Census Tract20801

Owner

Source: San Diego County records · APN 283-111-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2172 TOCA LN, RAMONA, CA 92065-3628
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 27, 2024Intrafamily Transfer, Transfer
WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Mar 27, 2024Grant Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Deed Document Number202475408
Prior Transfer DateMar 20, 2024
Prior Transfer Doc0000075407
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2172 TOCA LN, RAMONA, CA 92065-3628
Transaction TypeMortgage
Record UpdatedFeb 09, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 TOCA LN, RAMONA, CA 92065-3628

Mortgage

Document Number0000027091
DateJan 30, 2026
Instrument2026-0027091
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2024
Property Address2172 TOCA LN, RAMONA, CA 92065-3628
Document Number0000075409
Instrument DateMar 25, 2024
Instrument2024-0075409
Transaction TypeTransfer
Record UpdatedApr 08, 2024
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 TOCA LN, RAMONA, CA 92065-3628

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2024
Property Address2172 TOCA LN, RAMONA, CA 92065-3628
Document Number0000075408
Instrument DateDec 26, 2023
Instrument2024-0075408
Transaction TypeTransfer
Record UpdatedApr 08, 2024
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2172 TOCA LN, RAMONA, CA 92065-3628

Mortgage

Document Number0000075410
DateMar 27, 2024
Instrument2024-0075410
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$801,106 (+2%) Land $259,780 Building $541,326
2025$8,536.00 (+316.39%)$785,399 (+297.91%) Land $254,687 Building $530,712
2023$2,050.00 (-7.07%) Homeowner's exemption$197,383 Land $64,007 Building $133,376
2022$2,206.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 90% of the US · above 73% of California
Wildfire LikelihoodAbout 1 in 66 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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