Okaloosa County property record for 2185 Jernigan Dr, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,185 sqft · built 2022 |
| Owner | Individual Name on File |
| Last Sale | $343,100 (Jun 2022) |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-137-5412-1 |
| Primary APN | C56-001-137-5412-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,185 sqft Heated Area |
| Gross Area | 2,990 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2185 JERNIGAN DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON PLACE LOT 2 BLK A |
| Legal Subdivision | CHARLESTON PLACE |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20303 |
2185 Jernigan Dr is owned and occupied by an individual who bought it in June 2022.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2185 JERNIGAN DR, CRESTVIEW, FL 32536-4474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on File |
| Deed Sale | Jun 9, 2022 · Amount on File |
| Deed Document Number | 3556155 |
| Deed Book / Page | 3626 / 3158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 9, 2022 |
| Property Address | 2185 JERNIGAN DR, CRESTVIEW, FL 32536-4474 |
| Document Number | 0036263158 |
| Book / Page | 3626 / 3158 |
| Map Reference | MB 29 PG 63-66 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 3556155 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 2185 JERNIGAN DR, CRESTVIEW, FL 32536-4474 |
| Document Number | 0036263160 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 3626/3160 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 2185 Jernigan Dr was $2,382 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,382.00 Homeowner's exemption | $273,441 | $279,941 Land $29,097 Building $250,844 |
| 2023 | $2,662.00 (+706.67%) | $265,205 (+1,047.92%) Land $24,721 Building $240,484 | $265,205 (+1,047.92%) Land $24,721 Building $240,484 |
| 2022 | $330.00 | $23,103 Land $23,103 | $23,103 Land $23,103 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2185 Jernigan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2185 Jernigan Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink.
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