Okaloosa County property record for 2197 Jernigan Dr, Crestview, FL 32536 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,247 sqft · built 2022 |
| Owner | Individual Name on File |
| Last Sale | $359,400 (May 2022) |
| Tax Bill | $2,808 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-137-5418-8 |
| Primary APN | C56-001-137-5418-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,247 sqft Heated Area |
| Gross Area | 2,934 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2197 JERNIGAN DR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-4474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON PLACE LOT 8 BLK A |
| Legal Subdivision | CHARLESTON PLACE |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20303 |
Source: Okaloosa County records · APN C56-001-137-5418-8
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7317 WAX MYRTLE ST, VANCLEAVE, MS 39565-6449 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2022 · Amount on Record |
| Deed Sale | May 09, 2022 · Amount on Record |
| Deed Document Number | 3548529 |
| Deed Book / Page | 3620 / 4086 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 09, 2022 |
| Property Address | 2197 JERNIGAN DR, CRESTVIEW, FL 32536-4474 |
| Document Number | 0036204086 |
| Book / Page | 3620 / 4086 |
| Map Reference | MB 29 PG 63-66 |
| Instrument Date | May 05, 2022 |
| Instrument | 3548529 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,515.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 2197 JERNIGAN DR, CRESTVIEW, FL 32536-4474 |
| Document Number | 0036204088 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 3620/4088 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,808.00 (+4.54%) | $282,062 (+5.35%) Land $29,097 Building $252,965 | $282,062 (+5.35%) Land $29,097 Building $252,965 |
| 2023 | $2,686.00 (+713.94%) | $267,740 (+1,058.9%) Land $24,721 Building $243,019 | $267,740 (+1,058.9%) Land $24,721 Building $243,019 |
| 2022 | $330.00 | $23,103 Land $23,103 | $23,103 Land $23,103 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 787 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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