Oakland County property record for 2185 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 907 sqft · built 1923 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,277 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-404-025 |
| Primary APN | 04-25-18-404-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 907 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Basement Area | 891 sqft |
| Unfinished Basement | 891 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,879 sqft (0.112 acres) |
| Lot Dimensions | 122 ft deep x 40 ft wide |
| Garage Area | 283 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 275 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2185 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 18 ASSESSOR'S REPLAT OF MEADOW FARMS N 1/2 OF LOT 129 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | MEADOW FARM |
| Legal Lot Number | 129 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 170300 |
2185 Gardner Ave is owned and occupied by an individual.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2185 GARDNER AVE, BERKLEY, MI 48072-1277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2185 GARDNER AVE, BERKLEY, MI 48072-1277 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2185 GARDNER AVE, BERKLEY, MI 48072-1277 |
| Document Number | 0000162309 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 56461/809 |
| Instrument | 162309 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 2, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2185 GARDNER AVE, BERKLEY, MI 48072-1277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000206703 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 52466/00247 |
| Instrument | 206703 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BERKLEY, MI 48072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2185 Gardner Ave was $2,277 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,277.00 (-2.86%) Homeowner's exemption | $115,120 | $230,240 |
| 2024 | $2,344.00 | ||
| 2023 | $97,390 | $194,780 | |
| 2021 | $1,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2185 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2185 Gardner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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