Oakland County property record for 2140 Gardner Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,234 sqft · built 1948 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jan 2018) |
| Tax Bill | $5,324 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-402-027 |
| Primary APN | 04-25-18-402-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Basement Area | 874 sqft |
| Unfinished Basement | 874 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Dimensions | 119 ft deep x 53 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 295 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2140 GARDNER AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 18 ASSESSOR'S REPLAT OF MEADOW FARMS S 53 FT OF LOT 155 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | MEADOW FARM |
| Legal Lot Number | 155 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 170300 |
2140 Gardner Ave is owned and occupied by an individual who bought it in January 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI HOMEFINITY |
| Jan 2, 2018 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on File |
| Deed Sale | Jan 2, 2018 · Amount on File |
| Prior Sale | Jul 10, 2013 · Amount on File |
| Deed Document Number | 2018636 |
| Deed Book / Page | 51434 / 604 |
| Prior Transfer Date | Oct 16, 2003 |
| Prior Transfer Doc | 0317360565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Document Number | 0000467511 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 58239/178 |
| Instrument | 467511 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Document Number | 0000163370 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 56469/455 |
| Instrument | 163370 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Document Number | 0000080937 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 2140 GARDNER AVE BERKLEY MI 480721275, BERKLEY, MI 48072-1275 |
| Document Number | 0000080937 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 054113/000297 |
| Instrument | 80937 |
| Name | HOMEFINITY |
|---|---|
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 2, 2018 |
| Property Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Document Number | 0000000636 |
| Book / Page | 51434 / 00604 |
| Map Reference | LB 49 PG 18 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 000636 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STEWART TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2140 GARDNER AVE, 2140, BERKLEY, MI 48072-1275 |
| Name | Verified Name |
|---|---|
| Address | 2140 GARDNER AVE, BERKLEY, MI 48072-1275 |
| Document Number | 0000000637 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 000637 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 2140 Gardner Ave was $5,324 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,324.00 (-2.88%) Homeowner's exemption | $167,380 | $334,760 |
| 2024 | $5,482.00 | ||
| 2023 | $146,430 | $292,860 | |
| 2021 | $4,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2140 Gardner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2140 Gardner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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