Jessamine County property record for 2185 Elmfork Rd, Nicholasville, KY 40356
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 868 sqft |
| Lot Size | 11 acres (482,209 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $583 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-00-00-058.00 |
| Primary APN | 073-00-00-058.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 868 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Foundation Type | Block |
| Lot Area | 482,209 sqft (11 acres) |
| Street Address | 2185 ELMFORK RD |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 60300 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2185 ELMFORK RD, NICHOLASVILLE, KY 40356-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Sep 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 19, 2022 |
| Transfer Doc | 0000426777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 2185 ELMFORK RD, NICHOLASVILLE, KY 40356-9619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2185 ELMFORK RD, NICHOLASVILLE, KY 40356-9619 |
| Document Number | 0000454364 |
|---|---|
| Date | May 5, 2023 |
| Book Page | M1542/480 |
| Instrument | 454364 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 19, 2022 |
| Property Address | 2185 ELMFORK RD, NICHOLASVILLE, KY 40356-9619 |
| Document Number | 0000426777 |
| Book / Page | D850 / 424 |
| Map Reference | CAB 3 SL 35 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 426777 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2185 ELMFORK RD, NICHOLASVILLE, KY 40356-9619 |
| Document Number | 0000426778 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 426778 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 167 Months |
| Due | Aug 1, 2036 |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583.00 (+2.46%) | $50,900 (-0.08%) Land $2,900 Building $48,000 | $98,000 (-) Land $50,000 Building $48,000 |
| 2023 | $569.00 | $50,943 Land $2,943 Building $48,000 | $98,000 Land $50,000 Building $48,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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