2155 Elmfork Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 2155 Elmfork Rd, Nicholasville, KY 40356

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1999
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Aug 2018)
Tax Bill$2,378 (2025)
Deeds & MortgagesDec 2022 Mortgage
Feb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN073-00-00-056.00

Property Details

APN / Parcel Number

Primary APN073-00-00-056.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area304,920 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2155 ELMFORK RD
CityNICHOLASVILLE
StateKY
Zip40356-9619
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionJESSAMINE KY
Township / Civil DivisionNICHOLASVILLE
Census Block Group2
Census Block2013
Census Tract60300

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address210 ELM ST, NICHOLASVILLE, KY 40356-1555
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage · Commercial Mortgage
PERSONS BANKING COMPANY
Feb 23, 2023Deed of Trust, Mortgage · Line of Credit
PERSONS BANKING COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2018 · Amount on Record
Deed SaleAug 2, 2018 · Amount on Record
Prior SaleJan 18, 2008 · Amount on Record
Deed Document Number367991
Deed Book / PageD781 / 330
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address2155 ELMFORK RD, NICHOLASVILLE, KY 40356-9619
Transaction TypeMortgage
Record UpdatedJan 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000436284
DateDec 16, 2022
Book PageM1533/383
Instrument436284
Lender
NamePERSONS BANKING COMPANY
TypeBank
AddressNICHOLASVILLE, KY 40356
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueDec 25, 2047
Interest
Rate TypeAdjustable Rate

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address2155 ELMFORK RD, NICHOLASVILLE, KY 40356-9619
Transaction TypeMortgage
Record UpdatedMar 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000444390
DateFeb 23, 2023
Book PageM1537/719
Instrument444390
Lender
NamePERSONS BANKING COMPANY
TypeBank
Address40345
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueFeb 25, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,378.00 (+25.16%)$207,400 (+22%) Land $61,000 Building $146,400$207,400 (+22%) Land $61,000 Building $146,400
2023$1,900.00$170,000 Land $50,000 Building $120,000$170,000 Land $50,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESSAMINE S ELKHORN WATER DIST
serves 8,826 people · EPA ID KY0570249
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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