2185 Echo Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2185 Echo Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,308 sqft · built 1988
Lot Size	0.868 acres (37,810 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Jan 2019)
Tax Bill	$1,692 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3642-52-6483`

Property Details

APN / Parcel Number

Primary APN	`3642-52-6483`
Alternative APNs	`364204526483` `271212` `28924`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Basement Area	693 sqft
Finished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Construction Type	Concrete
Lot Area	37,810 sqft (0.868 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	271212
Street Address	2185 ECHO LN
City	LINCOLNTON
State	NC
Zip	28092-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	PLEASANT VALLEY #4
Legal Subdivision	PLEASANT VLY
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2035
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1661 SALEM AVE, LINCOLNTON, NC 28092-0942
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MORTGAGE INC
Jan 17, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME MTG LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	2019587725
Deed Book / Page	2792 / 153
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2185 ECHO LN, LINCOLNTON, NC 28092-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2942284
Date	Aug 24, 2020
Book Page	2942/284
Instrument	614531

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 17, 2019
Property Address	2185 ECHO LN, LINCOLNTON, NC 28092-7929
Document Number	2792153
Book / Page	002792 / 000153
Instrument Date	Jan 16, 2019
Instrument	587725
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 SALEM AVE LINCOLNTON NC 280920942, LINCOLNTON, NC 28092-0942

Mortgage

Document Number	2792155
Date	Jan 17, 2019
Book Page	002792/000155
Instrument	587726

Lender

Name	PRIME MTG LNDG
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,692.00 (+4.96%)	$239,209 (-) Land $28,689 Building $210,520	$239,209 (-) Land $28,689 Building $210,520
2023	$1,612.00	$239,209 Land $28,689 Building $210,520	$239,209 Land $28,689 Building $210,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures