2160 Echo Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2160 Echo Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,158 sqft · built 1990
Lot Size	1.9 acres (83,156 sqft)
Owner	Individual Name on Record
Tax Bill	$2,135 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3642-52-5895`

Property Details

APN / Parcel Number

Primary APN	`3642-52-5895`
Alternative APNs	`364204525895` `28940` `92184`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	83,156 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	92184
Street Address	2160 ECHO LN
City	LINCOLNTON
State	NC
Zip	28092-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	PLEASANT VALLEY #8
Legal Subdivision	PLEASANT VLY
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2035
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2160 ECHO LN, LINCOLNTON, NC 28092-7929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021
Deed Sale	Dec 10, 2021
Prior Sale	Nov 30, 2004 · Amount on Record
Deed Document Number	2021644148
Deed Book / Page	3116 / 343
Prior Transfer Date	Dec 4, 2021
Prior Transfer Doc	0003116343
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Dec 10, 2021
Property Address	2160 ECHO LN, LINCOLNTON, NC 28092-7929
Document Number	0003116343
Book / Page	3116 / 343
Map Reference	MB E PG 133
Instrument Date	Dec 4, 2021
Instrument	644148
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2160 ECHO LN, LINCOLNTON, NC 28092-7929

Mortgage

Document Number	0000644149
Date	Dec 10, 2021
Instrument	644149

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,135.00 (+3.74%)	$307,497 (-) Land $39,817 Building $267,680	$307,497 (-) Land $39,817 Building $267,680
2025	$2,058.00 (+5.54%)	$307,497 (+4.82%) Land $39,817 Building $267,680	$307,497 (+4.82%) Land $39,817 Building $267,680
2023	$1,950.00	$293,354 Land $39,817 Building $253,537	$293,354 Land $39,817 Building $253,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Ln

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