2185 E 97th St, Cleveland, OH 44106 Property Records

Cuyahoga County property record for 2185 E 97th St, Cleveland, OH 44106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,821 sqft · built 2022
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jun 2023)
Tax Bill	$889 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-16-069`

Property Details

APN / Parcel Number

Primary APN	`121-16-069`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,821 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	921 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	153 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2185 E 97TH ST
City	CLEVELAND
State	OH
Zip	44106-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	409 HAINES S/L 8 SP 0010 ALL
Legal Subdivision	HAINES
Legal Lot Number	10
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2003
Census Tract	198500

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2193 E 97TH ST, CLEVELAND, OH 44106-3553
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Jun 12, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 18, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Apr 18, 2022
Deed Document Number	0000000373
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2185 E 97TH ST, CLEVELAND, OH 44106-3553
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FREDLE DR 210, 210, CONCORD TOWNSHIP, OH 44077-9417

Mortgage

Document Number	0000000532
Date	May 13, 2022
Instrument	202205130532

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 12, 2023
Property Address	2185 E 97TH ST, CLEVELAND, OH 44106-3553
Document Number	0000000373
Map Reference	VOL 4 PG 50
Instrument Date	Jun 8, 2023
Instrument	202306120373
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2185 E 97TH ST, CLEVELAND, OH 44106-3553

Mortgage

Document Number	0000000374
Date	Jun 12, 2023
Instrument	202306120374

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 18, 2022
Property Address	2185 E 97TH ST, CLEVELAND, OH 44106-3553
Document Number	0000000207
Map Reference	VOL 4 PG 50
Instrument Date	Apr 12, 2022
Instrument	202204180207
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FREDLE DR STE 210, 210, CONCORD TOWNSHIP, OH 44077-9417

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00	$13,300 (-) Land $13,300
2024	$889.00 (-75.76%)	$13,300 (-71.89%) Land $13,300	$380,000 (+181.07%) Land $38,000 Building $342,000
2023	$3,668.00 Additional exemption filed	$47,320 (+3,28%) Land $12,460 Building $34,860
2022	Additional exemption filed	$1,400 Land $1,400
2021			$135,200 Land $35,600 Building $99,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PCs for People, Verizon.

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