2181 E 97th St, Cleveland, OH 44106 Property Records

Cuyahoga County property record for 2181 E 97th St, Cleveland, OH 44106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,840 sqft · built 2022
Lot Size	0.141 acres (6,120 sqft)
Owner	Company Name on File
Last Sale	$389,900 (Jun 2023)
Tax Bill	$936 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`121-16-070`

Property Details

APN / Parcel Number

Primary APN	`121-16-070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	920 sqft
2nd Floor Area	920 sqft
Basement Area	920 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	153 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2181 E 97TH ST
City	CLEVELAND
State	OH
Zip	44106-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	409 HAINES S/L 8 NP 0006 SP
Legal Subdivision	H HAINES ALLOTMENT
Legal Lot Number	6
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2003
Census Tract	198500

Owner

2181 E 97th St is owned by a company that bought it in June 2023.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record	Company Name on File
Mailing Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Jun 6, 2023	Warranty Deed, Transfer OHIO REAL TITLE
Apr 1, 2022	Quit Claim Deed, Transfer OHIO REAL TITLE
Apr 26, 2021	Limited Warranty Deed, Transfer
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Nov 4, 2015
Deed Document Number	2023238
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0000000140
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FREDLE DR 210, 210, CONCORD TOWNSHIP, OH 44077-9417

Mortgage

Document Number	0000000531
Date	May 13, 2022
Instrument	202205130531

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 6, 2023
Property Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553
Document Number	0000000238
Map Reference	VOL 4 PG 50
Instrument Date	Jun 2, 2023
Instrument	202306060238
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 1, 2022
Property Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553
Document Number	0000000140
Map Reference	VOL 4 PG 50
Instrument Date	Feb 23, 2022
Instrument	202204010140
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	OHIO REAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 FREDLE DR STE 210, 210, CONCORD TOWNSHIP, OH 44077-9417

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 26, 2021
Property Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553
Document Number	0000000563
Map Reference	VOL 4 PG 50
Instrument Date	Apr 23, 2021
Instrument	202104260563
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8111 QUINCY AVE, CLEVELAND, OH 44104-2127
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	2181 E 97TH ST, CLEVELAND, OH 44106-3553
Document Number	0003300185
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 W LAKESIDE AVE #160 CLEVELAND OH 441131058, 160, CLEVELAND, OH 44113-1058

Mortgage

Document Number	0003300185
Date	Mar 30, 2017
Instrument	3300185

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2181 E 97th St was $936.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$136,150 (+872.5%) Land $14,000 Building $122,150	$389,000 (-) Land $40,000 Building $349,000
2024	$936.00 (-13.73%)	$14,000 (-73.1%) Land $14,000	$389,000 Land $40,000 Building $349,000
2023	$1,085.00 (+860.18%)	$52,050 (+3,617.86%) Land $14,000 Building $38,050
2022	$113.00	$1,400 Land $1,400
2021			$148,700 Land $40,000 Building $108,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2181 E 97th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2181 E 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
DigitalC Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, PCs for People, Verizon.

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