2185 Arrow Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2185 Arrow Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Apr 2021)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2021 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0901-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0901-0110`
Alternative APNs	`00464063` `464063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00464063
Street Address	2185 ARROW AVE
City	SPRING HILL
State	FL
Zip	34609-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 901 LOT 11
Legal Range	18E
Legal Township	23S
Legal Section	22
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	901
Legal Lot Number	11
Legal Unit	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1022
Census Tract	40906

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 20, 2021	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Apr 20, 2021
Deed Document Number	2021027529
Deed Book / Page	3984 / 221
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106

Mortgage

Document Number	0042660366
Date	Feb 9, 2023
Book Page	4266/366
Instrument	2023008288

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	May 1, 2051

April 2021:

Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2021
Property Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106
Document Number	0039840219
Book / Page	3984 / 219
Map Reference	MB 8 PG 84-100
Instrument Date	Apr 14, 2021
Instrument	2021027528
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8477 FOXFIRE RD, 8477, BROOKSVILLE, FL 34613-6181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2021
Property Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106
Document Number	0039840221
Book / Page	3984 / 221
Map Reference	MB 8 PG 84-100
Instrument Date	Apr 13, 2021
Instrument	2021027529
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5208 W CARAWAY PL, 5208, LECANTO, FL 34461-9627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 ARROW AVE, SPRING HILL, FL 34609-5106

Mortgage

Document Number	3984223
Date	Apr 20, 2021
Instrument	3984/223

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00 (-5.92%)	$251,486 (+0.08%) Land $37,500 Building $213,986	$251,486 (+0.08%) Land $37,500 Building $213,986
2023		$251,283 (+7.2%) Land $34,135 Building $217,148
2022	$3,816.00	$234,409 Land $25,800 Building $208,609	$251,283 Land $32,000 Building $219,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Global Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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