2169 Arrow Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2169 Arrow Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,072 sqft · built 1992
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (May 2020)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0901-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0901-0090`
Alternative APNs	`00464045` `464045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	2,072 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	424 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00464045
Street Address	2169 ARROW AVE
City	SPRING HILL
State	FL
Zip	34609-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 901 LOT 9
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	901
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1022
Census Tract	40906

Owner

Source: Hernando County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2169 ARROW AVE, SPRING HILL, FL 34609-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 5, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Nov 25, 2016	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Prior Sale	May 5, 2016 · Amount on File
Deed Document Number	202027460
Deed Book / Page	3836 / 1457
Prior Transfer Date	Oct 5, 2007
Prior Transfer Doc	0025020430
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2169 ARROW AVE, SPRING HILL, FL 34609-5106
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20169 ARRROW AVE, BROOKSVILLE, FL 34609

Mortgage

Document Number	0042990664
Date	May 18, 2023
Book Page	4299/664
Instrument	2023030230

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 5, 2020
Property Address	2169 ARROW AVE, SPRING HILL, FL 34609-5106
Document Number	0038361457
Book / Page	003836 / 001457
Instrument Date	May 4, 2020
Instrument	27460
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2169 ARROW AVE SPRING HILL FL 346095106, SPRING HILL, FL 34609-5106

Mortgage

Document Number	38361459
Date	May 5, 2020
Book Page	003836/001459
Instrument	27461

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2169 ARROW AVE, SPRING HILL, FL 34609-5106
Document Number	0034280311
Book / Page	003428 / 000311
Instrument Date	Nov 25, 2016
Transaction Type	Mortgage
Record Updated	Feb 17, 2017
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2169 ARROW AVE SPRING HILL FL 346095106, SPRING HILL, FL 34609-5106

Mortgage

Document Number	0034280311
Date	Jan 4, 2017
Book Page	003428/000311
Instrument	511

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00 (+18.97%) Homeowner's exemption	$290,095 (+5.13%) Land $37,500 Building $252,595	$290,095 (+5.13%) Land $37,500 Building $252,595
2023		$275,937 (+6.79%) Land $38,082 Building $237,855
2022	$3,589.00	$258,396 Land $25,800 Building $232,596	$275,937 Land $32,000 Building $243,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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