21847 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 21847 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.75 ba · 1,556 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Sep 2003)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`R018832`

Property Details

APN / Parcel Number

Primary APN	`R018832`
Alternative APN	`297934102001`

Interior

Bedrooms	1 Bed
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,556 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R018832
Street Address	21847 SURFACE CREEK RD
City	CEDAREDGE
State	CO
Zip	81413-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21847 SURFACE CREEK RD CEDAREDGE 81413 S: 34 T: 12S R: 94W SUBDIVISION: STONEBURNER MINOR SUBDIVISION LOT: 1 TOTAL AC 5+- LOT 1-STONEBURNER MINOR SUB PT TRACT 74, SEC 34 & 35, ALL IN T12S R94W 6PM BK 690 PG 781 BK 736 PG 814 PLAT BK 26 PG 11 BK 892 P
Legal Subdivision	STONEBURNER MINOR SUBDIVISION
Legal Tract	74
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	2
Census Block	2022
Census Tract	965202

Owner

21847 Surface Creek Rd is owned and occupied by two individuals who acquired it in February 2020.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21847 SURFACE CREEK RD, CEDAREDGE, CO 81413-8173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Feb 27, 2020	Beneficiary Deed, Transfer
Feb 27, 2020	Beneficiary Deed, Transfer
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2003 · Amount on File
Deed Sale	Sep 29, 2003 · Amount on File
Last Transfer Date	Feb 26, 2020
Transfer Doc	0000717252
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	21847 SURFACE CREEK RD, CEDAREDGE, CO 81413-8173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718988
Date	May 22, 2020
Instrument	718988

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DELTA CO
Recording Date	Feb 27, 2020
Property Address	21847 SURFACE CREEK RD, CEDAREDGE, CO 81413-8173
Document Number	0000717252
Instrument Date	Feb 26, 2020
Instrument	717252
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21847 SURFACE CREEK RD, 21847, CEDAREDGE, CO 81413-8173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 RED FOX RD, ORANGE PARK, FL 32073-5646

February 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	DELTA CO
Recording Date	Feb 27, 2020
Property Address	21847 SURFACE CREEK RD, CEDAREDGE, CO 81413-8173
Document Number	0000717253
Instrument Date	Feb 26, 2020
Instrument	717253
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21847 SURFACE CREEK RD, 21847, CEDAREDGE, CO 81413-8173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SE FRONTIER AVE, CEDAREDGE, CO 81413-4007

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	21847 SURFACE CREEK RD, CEDAREDGE, CO 81413-8173
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	703701
Date	May 30, 2018
Instrument	703701

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21847 Surface Creek Rd was $1,707, up 29.3% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,707.00 (+29.32%)	$33,191 (+18.33%) Land $10,188 Building $23,003	$531,052 Land $163,000 Building $368,052
2024	$1,320.00 (+4.43%)	$28,050 (-) Land $6,218 Building $21,832
2023	$1,264.00 (-0.16%)	$28,050 (+33.09%) Land $6,218 Building $21,832	$418,666 (+38.06%) Land $92,808 Building $325,858
2022	$1,266.00	$21,076 Land $4,240 Building $16,836	$303,240 Land $61,000 Building $242,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21847 Surface Creek Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21847 Surface Creek Rd is high, ranking above 89% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

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