21453 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 21453 Surface Creek Rd, Cedaredge, CO 81413 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.25 Baths
Year BuiltBuilt 2009
Square Footage2,806 sqft Living Area
Lot Size337,154 sqft (7.74 acres)
OccupancyOwner Occupied
Last Sale$695,000 (2022)
Tax Bill$3,166.00 (2025)

Property Details

APN / Parcel Number

Primary APNR018867
Alternative APN
  • 297934303003

Interior

Bedrooms3 Beds
Full Baths3.25 Baths
Partial Baths2 Partial Baths
Total Rooms9 Rooms
Building Area2,806 sqft Living Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area337,154 sqft (7.74 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelCoal Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberR018867
Street Address21453 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description21453 SURFACE CREEK RD CEDAREDGE 81413 S: 34 T: 12S R: 94W SUBDIVISION: MILK CREEK RANCHETTES SUBDIVISION LOT: 3 TOTAL AC 7.74+- LOT 3 MILK CREEK RANCHETTES SUBDIVISION PT SW4 SEC 34 T12S R94W 6PM BK 708 PG 74 BK 782 PG 35 THRU 39 BK 782 PGS 992 THRU
Legal SubdivisionMILK CREEK RANCHETTES SUBDIVISION
Legal Lot Number3
JurisdictionDELTA CO
Minor Civil DivisionCEDAREDGE
Census Blockgroup2
Census Block2023
Census Tract965202

Owner

Source: Delta County records · APN R018867

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING
Feb 01, 2022Special Warranty Deed, Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF COLORADO
Jun 02, 2020Special Warranty Deed, Transfer · Commercial Mortgage
BANK OF COLORADO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2022 · Amount on Record
Deed SaleFeb 01, 2022 · Amount on Record
Prior SaleJun 02, 2020 · Amount on Record
Deed Doc Number2022736464
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131

Mortgage

Document Number0000765418
DateJan 13, 2026
Instrument765418
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 01, 2046

February 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateFeb 01, 2022
Property Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131
Document Number0000736464
Instrument DateJan 31, 2022
Instrument736464
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$69.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131

Mortgage

Document Number0000736465
DateFeb 01, 2022
Instrument736465
Lender
NameCORNERSTONE HOME LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number722936
DateOct 19, 2020
Instrument722936
Lender
NameBANK OF COLORADO
TypeBank
AddressJOHNSTOWN, CO 80534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateJun 02, 2020
Property Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131
Document Number0000719138
Instrument DateJun 01, 2020
Instrument719138
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$56.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address21453 SURFACE CREEK RD, CEDAREDGE, CO 81413-8131

Mortgage

Document Number0000719139
DateJun 02, 2020
Instrument719139
Lender
NameBANK OF COLORADO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2021

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,166.00 (+19.02%)$49,943 (+16.08%) Land $13,125 Building $36,818$799,092 (+24.44%) Land $210,000 Building $589,092
2024$2,660.00 (+4.44%)$43,025 (-) Land $5,246 Building $37,779
2023$2,547.00 (+9.17%)$43,025 (+10.78%) Land $5,246 Building $37,779$642,163 (+14.91%) Land $78,294 Building $563,869
2022$2,333.00$38,839 Land $5,908 Building $32,931$558,827 Land $85,000 Building $473,827

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