21840 Centennial Dr, #PVT, Conklin, MI 49403 Property Records

Ottawa County property record for 21840 Centennial Dr, #PVT, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,781 sqft · built 2015
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Jul 2015)
Tax Bill	$7,350 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-01-15-400-008`

Property Details

APN / Parcel Number

Primary APN	`70-01-15-400-008`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Basement Area	1,781 sqft
Unfinished Basement	1,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	871,200 sqft (20 acres)
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21840 CENTENNIAL DR, PVT
City	CONKLIN
State	MI
Zip	49403-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	NW 1/4 OF NW 1/4 OF SE 1/4 & SW 1/4 OF NW 1/4 OF SE 1/4 SEC 15 T9N R13W
Legal Range	13W
Legal Township	09N
Legal Section	15
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1038
Census Tract	20100

Owner

21840 Centennial Dr, #PVT is owned and occupied by two individuals who acquired it in March 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21840 CENTENNIAL DR, CONKLIN, MI 49403-9585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Nov 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Apr 7, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2015 · Amount on File
Deed Sale	Jul 9, 2015 · Amount on File
Deed Document Number	201525337
Last Transfer Date	Mar 30, 2026
Transfer Doc	20260009742
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21840 CENTENNIAL DR # PVT, PVT, CONKLIN, MI 49403-9585
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210001699
Date	Jan 11, 2021
Instrument	2021-0001699

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21840 CENTENNIAL DR # PVT, PVT, CONKLIN, MI 49403-9585
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20160045167
Date	Nov 28, 2016
Instrument	2016-0045167

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2046

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 7, 2026
Property Address	21840 CENTENNIAL DR, PVT, CONKLIN, MI 49403-9585
Document Number	20260009742
Instrument Date	Mar 30, 2026
Instrument	20269742
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21840 CENTENNIAL DR, CONKLIN, MI 49403-9585

Mortgage

Document Number	0000009722,
Date	Apr 7, 2026
Instrument	20269722

Lender

Name	CHOICEONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 21840 Centennial Dr, #PVT was $7,350 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,000 (+3.54%)	$684,000 (+3.54%)
2025	$7,350.00 Homeowner's exemption	$330,300	$660,600
2023		$330,300	$660,600
2022	$6,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21840 Centennial Dr, #PVT in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21840 Centennial Dr, #PVT is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	25 / 5

May also be available: Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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