21641 Centennial Dr, #PVT, Conklin, MI 49403 Property Records

Ottawa County property record for 21641 Centennial Dr, #PVT, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,760 sqft · built 1998
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Last Sale	$529,000 (Sep 2023)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-01-15-300-019`

Property Details

APN / Parcel Number

Primary APN	`70-01-15-300-019`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Lot Area	436,036 sqft (10 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21641 CENTENNIAL DR, PVT
City	CONKLIN
State	MI
Zip	49403-9584
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	PART OF SW 1/4 COM N 89D 34M 05S W 513 FT FROM S 1/4 COR, TH N 89D 34M 05S W 8125 FT, N 0D 03M 29S W 537 FT ALG W LI OF E 1/2 OF SW 1/4, TH S 89D 34M 05S E 81196 FT, TH S 0D 06M 58S E 537 FT TO BEG SEC 15 T9N R13W 1001A
Legal Range	13W
Legal Township	09N
Legal Section	15
Legal Block	300
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1038
Census Tract	20100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21641 CENTENNIAL DR, PVT, CONKLIN, MI 49403-9584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 13, 2020	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Dec 8, 2017	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	202324408
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jul 15, 2026
Property Address	21641 CENTENNIAL DR, PVT, CONKLIN, MI 49403-9584
Document Number	0000021364
Instrument Date	Jul 10, 2026
Instrument	202621364
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21641 CENTENNIAL DR, CONKLIN, MI 49403-9584

Mortgage

Document Number	0000021364,
Date	Jul 15, 2026
Instrument	202621364

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 25, 2023
Property Address	21641 CENTENNIAL DR # PVT, PVT, CONKLIN, MI 49403-9584
Document Number	20230024408
Instrument Date	Sep 22, 2023
Instrument	2023-0024408
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21461 CENTENNIAL DR, CONKLIN, MI 49403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21641 CENTENNIAL DR, CONKLIN, MI 49403-9584

Mortgage

Document Number	20230024409
Date	Sep 25, 2023
Instrument	2023-0024409

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21641 CENTENNIAL DR # PVT, PVT, CONKLIN, MI 49403-9584
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200033293
Date	Aug 10, 2020
Instrument	2020-0033293

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	21641 CENTENNIAL DR # PVT, PVT, CONKLIN, MI 49403-9584
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200051365
Date	Nov 13, 2020
Instrument	2020-0051365

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 8, 2017
Property Address	21641 CENTENNIAL DR # PVT, PVT, CONKLIN, MI 49403-9584
Document Number	20170046095
Instrument Date	Dec 4, 2017
Instrument	2017-0046095
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,910.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21641 CENTENNIAL DR, 21641, CONKLIN, MI 49403-9584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4162 WIDGEON LN, HUDSONVILLE, MI 49426-8646

Mortgage

Document Number	20170046096
Date	Dec 8, 2017
Instrument	2017-0046096

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,200 (+7.9%)	$650,400 (+7.9%)
2025	$8,872.00 (+47.52%)
2023		$301,400	$602,800
2022	$6,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2006–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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