McLennan County property record for 1886 Ross Rd, Elm Mott, TX 76640
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,460 sqft · built 2013 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,139 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-004400-001907-0 |
| Primary APN | 50-004400-001907-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,460 sqft Living Area |
| 1st Floor Area | 2,940 sqft |
| 2nd Floor Area | 2,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 87,120 sqft |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 6,100 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1886 ROSS RD |
|---|---|
| City | ELM MOTT |
| State | TX |
| Zip | 76640-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WEBB J ACRES 2.0 |
| Legal Subdivision | WEBB J |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WEST |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 4202 |
1886 Ross Rd is owned and occupied by two individuals who acquired it in September 2018.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1886 ROSS RD, ELM MOTT, TX 76640-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 11, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 |
| Deed Sale | Sep 11, 2018 |
| Prior Sale | Aug 6, 2012 |
| Deed Document Number | 201832185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1886 ROSS RD, ELM MOTT, TX 76640-3462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000041425 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022041425 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 11, 2018 |
| Property Address | 1886 ROSS RD, ELM MOTT, TX 76640-3462 |
| Document Number | 0000032185 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 32185 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1886 ROSS RD WEST TX 76691, WEST, TX 76691 |
The 2025 property tax bill for 1886 Ross Rd was $5,139 with a homeowner's exemption, down 2.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Ross City |
| Unified School District | West Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $584,430 (+1%) | $675,000 (-4.07%) Land $54,000 Building $621,000 | |
| 2025 | $5,139.00 (-2.82%) Homeowner's exemption | $531,300 Land $42,760 Building $660,870 | $703,630 Land $42,760 Building $660,870 |
| 2024 | $5,288.00 | ||
| 2023 | $483,000 Land $38,870 Building $444,130 | $483,000 Land $38,870 Building $444,130 | |
| 2022 | $5,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1886 Ross Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1886 Ross Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS WSC serves 2,811 people · EPA ID TX1550042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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