2184 Lapis Ln, Ramona, CA 92065 Property Records

San Diego County property record for 2184 Lapis Ln, Ramona, CA 92065

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2.5 ba · 2,575 sqft · built 2000
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Oct 2022)
Tax Bill	$6,868 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`279-121-52-00`

Property Details

APN / Parcel Number

Primary APN	`279-121-52-00`
Alternative APN	`2791214800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,575 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	91,040 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2791214800
Street Address	2184 LAPIS LN
City	RAMONA
State	CA
Zip	92065-5508
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A70
Legal Description	PAR 4 DOC05-0464046 IN REMAINDER PAR&IN TR PM18329
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	1018329
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1013
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2184 LAPIS LN, RAMONA, CA 92065-5508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 7, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 11, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 17, 2020	Grant Deed, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	2022394498
Last Transfer Date	Jun 5, 2023
Transfer Doc	0000148631
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2184 LAPIS LN, RAMONA, CA 92065-5508
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 LAPIS LN, RAMONA, CA 92065-5508

Mortgage

Document Number	0000367440
Date	Dec 30, 2025
Instrument	2025-0367440

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Max Rate	11%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2184 LAPIS LN, RAMONA, CA 92065-5508
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3266, RAMONA, CA 92065-0956

Mortgage

Document Number	0000000477
Date	Jan 2, 2024
Instrument	2024-0000477

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2023
Property Address	2184 LAPIS LN, RAMONA, CA 92065-5508
Document Number	0000148631
Instrument Date	Jun 5, 2023
Instrument	2023-0148631
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2078 LAPIS LN, RAMONA, CA 92065-5587

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2022
Property Address	2184 LAPIS LN, RAMONA, CA 92065-5508
Document Number	0000394498
Map Reference	FILE 1999-0589646
Instrument Date	Sep 28, 2022
Instrument	2022-0394498
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23605 ATEX CT, RAMONA, CA 92065-4521

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2020
Property Address	2184 LAPIS LN, RAMONA, CA 92065-5508
Document Number	0000386011
Instrument Date	Jun 30, 2020
Instrument	386011
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$223.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9910 BOOTHBAY HARBOUR DR BAKERSFIELD CA 933148071, BAKERSFIELD, CA 93314-8071

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$909,931 (+43.73%) Land $264,271 Building $645,660
2025	$6,868.00 (+183.68%) Homeowner's exemption	$633,090 (+181.37%) Land $259,090 Building $374,000
2023	$2,421.00 (+7.94%)	$225,000 Land $225,000
2022	$2,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lapis Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures