San Diego County property record for 2090 Lapis Ln, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,908 sqft · built 2016 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | Company Name on File |
| Last Sale | $695,000 (Aug 2016) |
| Tax Bill | $6,973 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-121-41-00 |
| Primary APN | 279-121-41-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,908 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 101,495 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2791213600 |
|---|---|
| Street Address | 2090 LAPIS LN |
| City | RAMONA |
| State | CA |
| Zip | 92065-5587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM18329 |
| Legal Subdivision | PARCEL MAP NO 18329 |
| Legal Tract | 1018329 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20807 |
Source: San Diego County records · APN 279-121-41-00
Assessment roll updated July 21, 2026 · Last verified July 2026
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| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1318, RAMONA, CA 92065-0875 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 23, 2017 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on Record |
| Deed Sale | Aug 24, 2016 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 2016437069 |
| Prior Transfer Date | Aug 19, 2016 |
| Prior Transfer Doc | 0000474672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2090 LAPIS LN, RAMONA, CA 92065-5587 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2090 LAPIS LN, RAMONA, CA 92065-5587 |
| Document Number | 0000759561 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0759561 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2090 LAPIS LN, RAMONA, CA 92065-5587 |
| Document Number | 0000503302 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2017 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2090 LAPIS LN RAMONA CA 920655587, RAMONA, CA 92065-5587 |
| Document Number | 0000503302 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 503302 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150-2080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 29, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $655,443 (+2%) Land $261,523 Building $393,920 | |
| 2025 | $6,973.00 (+7.24%) Homeowner's exemption | $642,593 (+4.04%) Land $256,396 Building $386,197 |
| 2023 | $6,502.00 (-1.38%) Homeowner's exemption | $617,642 Land $246,441 Building $371,201 |
| 2022 | $6,593.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 96% of the US · above 83% of California |
|---|---|
| Wildfire Likelihood | About 1 in 44 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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