21824 Botetourt Rd, Eagle Rock, VA 24085 Property Records

Botetourt County property record for 21824 Botetourt Rd, Eagle Rock, VA 24085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,794 sqft · built 1940
Lot Size	4.3 acres (187,352 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2021)
Tax Bill	$872 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-38`

Property Details

APN / Parcel Number

Primary APN	`5-38`
Alternative APN	`20228`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,794 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	187,352 sqft (4.3 acres)
Terrain	Low
Porch	Slab
Porch Area	148 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	20228
Street Address	21824 BOTETOURT RD
City	EAGLE ROCK
State	VA
Zip	24085-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LICK RUN
Jurisdiction	BOTETOURT VA
Township / Civil Division	FINCASTLE
Census Block Group	1
Census Block	1002
Census Tract	40100

Owner

Source: Botetourt County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21824 BOTETOURT RD, EAGLE ROCK, VA 24085-3059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN NATIONAL BANK AND TRUST COMPANY
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BOTETOURT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20213580
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOTETOURT VA
Recording Date	Jul 1, 2021
Property Address	21824 BOTETOURT RD, EAGLE ROCK, VA 24085-3059
Document Number	210003580
Instrument Date	Jun 29, 2021
Instrument	210003580
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21824 BOTETOURT RD, EAGLE ROCK, VA 24085-3059

Mortgage

Document Number	210003581
Date	Jul 1, 2021
Instrument	210003581

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	21824 BOTETOURT RD, EAGLE ROCK, VA 24085-3059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170002374
Date	Jun 21, 2017
Instrument	170002374

Lender

Name	AMERICAN NATIONAL BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	21824 BOTETOURT RD, EAGLE ROCK, VA 24085-3059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000040
Date	Jan 3, 2020
Instrument	200000040

Lender

Name	BANK OF BOTETOURT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,600 (-) Land $21,200 Building $103,400	$124,600 (-) Land $21,200 Building $103,400
2025	$872.00	$124,600 (+39.69%) Land $21,200 Building $103,400	$124,600 (+39.69%) Land $21,200 Building $103,400
2024	$872.00 (+23.86%)
2023		$89,200 (-) Land $17,300 Building $71,900	$89,200 (-) Land $17,300 Building $71,900
2022	$704.00	$89,200 Land $17,300 Building $71,900	$89,200 Land $17,300 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1985–2025)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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