21540 Botetourt Rd, Eagle Rock, VA 24085 Property Records

Botetourt County property record for 21540 Botetourt Rd, Eagle Rock, VA 24085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2008
Lot Size	5.8 acres (252,909 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,393 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5-42A`

Property Details

APN / Parcel Number

Primary APN	`5-42A`
Alternative APN	`31061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Finished Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	252,909 sqft (5.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Deck Area	776 sqft
Patio Area	776 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	31061
Street Address	21540 BOTETOURT RD
City	EAGLE ROCK
State	VA
Zip	24085-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	LICK RUN
Jurisdiction	BOTETOURT VA
Township / Civil Division	FINCASTLE
Census Block Group	1
Census Block	1002
Census Tract	40100

Owner

Source: Botetourt County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21540 BOTETOURT RD, EAGLE ROCK, VA 24085-3351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit HIGHLANDS COMMUNITY BANK
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	21540 BOTETOURT RD, EAGLE ROCK, VA 24085-3351
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001204
Date	Mar 28, 2022
Instrument	220001204

Lender

Name	HIGHLANDS COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2037

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	21540 BOTETOURT RD, EAGLE ROCK, VA 24085-3351
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003877
Date	Jul 20, 2021
Instrument	210003877

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

Source: Botetourt County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,800 (-) Land $34,200 Building $307,600	$341,800 (-) Land $34,200 Building $307,600
2025	$2,393.00 (+0.04%)	$341,800 (+70.64%) Land $34,200 Building $307,600	$341,800 (+70.64%) Land $34,200 Building $307,600
2024	$2,392.00 (+51.2%)
2023		$200,300 (-) Land $26,400 Building $173,900	$200,300 (-) Land $26,400 Building $173,900
2022	$1,582.00	$200,300 Land $26,400 Building $173,900	$200,300 Land $26,400 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1985–2025)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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